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Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

2022 Acura MDX, (base) Car Insurance Rates

How much does it cost to insure this gas SUV version of Acura MDX (290 hp) in 2024 and upcoming 2025?

The average cost to insure this trim level of 2022 Acura MDX is $2,390 per year, which is $199 monthly. If you're looking for the cheapest policies, we'll help you find out how much does it cost to insure gas version of Acura MDX SUV in 2023 and compare offers from different insurance companies in your area. Let's compare car insurance prices for the trim version "(base)" and similar types of Acura model years 2022 with different equipment and safety features.

Less than $100 monthly?

The average cost to insure this trim level of 2022 Acura MDX is $2,390 per year, which represents a monthly cost of around $199. Depending on your age, location, driving history, mileage and credit score, the annual cost can drop to less than $1,195 annually. If you raise the deductible on this 2022 MDX to $2000, your collision premium can drop to $994 annually and comprehensive coverage to less than $249 per year.

Specifications that may affect your rates.

The size and power of the engine, as well as other technical parameters of 2022 Acura, MDX affect your policies.

The table below showcases the decisive specifications of the Acura, MDX that have an effect on auto insurance premiums in your vicinity. These include engine power, cubic capacity and torque - all determinants for successful driving performance. Beyond its technical features, the most critical determinant of an auto insurance cost is undoubtedly that vehicle's sticker price. The model in consideration was valued at approximately $48,000.
SpecificationsParameter
Engine Size3.50
Horse Power (HP)290
Horse Power (RPM)6200
Engine Typegas
CylindersV6
Torque (RPM)4700
Pound-foot (torque)267
Transmission10-speed shiftable automatic
Fuel Typepremium unleaded (recommended)
Curb Weight4271
The Acura  MDX comes equipped with a number of innovative safety features that may be taken into consideration by certain insurance providers when calculating policy prices. However, remember that these improved security measures are not always advantageous -- contemporary technology can also result in higher premiums. Many modern safety features, like autonomous systems, radars, automatic brakes and advanced airbags are priced highly; however, there likely won't be much improvement in your insurance rates due to the fact that they factor in these potential costs.
How much will you pay for Acura MDX (base) car insurance based on your age, credibility and driving skills?
Lowest RatesAverage Rates
Average Drivers$1,673$2,390 Your Rates? Get Quotes
Good Drivers$956$1,434 Your Rates? Get Quotes
Teen Drivers$2,867$4,540 Your Rates? Get Quotes
Bad Credit$2,628$3,345 Your Rates? Get Quotes

Table of contents

2022 Acura, MDX, (base): Rates by insurance company

Which insurer offers the most advantageous annual car insurance on this model of 2022 MDX?

When you're searching for car insurance rates on a 2022 Acura MDX, (base), don't waste your time comparing companies – we've already done the hard work! With competitive prices like ERIE's average annual rate of $1,314 and Allstate's at just $1,529 per year, why look any further? Farmers will charge around $1,673 each year while GEICO is slightly higher with an estimated cost of about $1,792. As a trouble-free driver with a harmless insurance history, you can get even lower rates of around $1,434 per year if you operate your 2022 Acura MDX, (base) in a low-traffic and safe location. Your rates will be even lower if you bundle your policy, have a good driving history and credit score. Discover the various model series and equipment types available for this car below!
This table allows you to compare car insurance rates for the 2022 Acura, MDX ((base)) from an extensive selection of insurers in your area. You can find out the cheapest prices, average annual costs and get instant quotes on the MDX model (2022) right here! We are autonomous and impartial; we do not receive commissions or payments from any auto insurer. Our sole commitment is to help our customers secure a policy that meets their needs at an affordable rate.
Insurance CompanyLowest RatesAcura MDX
ERIE

ERIE offers comprehensive auto insurance coverage

$788$1,314 Get Quotes Agents Call
Auto-Owners

Auto-Owners has competitive rates in .

$731$1,219 Get Quotes Agents Call
Allstate

Allstate can meet its financial and claims obligations easily.

$917$1,529 Get Quotes Agents Call
American Family

Quality coverage, competitive rates from an industry leader.

$860$1,434 Get Quotes Agents Call
Farmers

Great coverage options backed by a knowledgeable, professional team.

$1,004$1,673 Get Quotes Agents Call
GEICO

Wide range of coverage, competitive rates, an experienced customer service.

$1,075$1,792 Get Quotes Agents Call
Liberty Mutual

Usage-based car insurance programs, competitive rates

$1,147$1,912 Get Quotes Agents Call
Nationwide

Very cheap car insurance rates when adding a teen driver to a policy.

$1,219$2,031 Get Quotes Agents Call
Progressive

Smart choice for high-risk drivers.

$1,291$2,151 Get Quotes Agents Call
State Farm

Good discount opportunities for students and teens.

$1,362$2,270 Get Quotes Agents Call
Travelers

Below-average insurance rates, well-rated for claims handling.

$1,505$2,509 Get Quotes Agents Call
USAA

High customer satisfaction scores.

$1,577$2,628 Get Quotes Agents Call

How much is 2022 Acura MDX Car Insurance in Your State?

Who has the cheapest rates for this gas MDX?

Want to learn more about what kind of coverage you can expect for a 2022 gas version of Acura MDX with 290 horsepower in your State? Look no further. Our table outlines the cost involved, taking into consideration legal minimum requirements, average rates in each state and other factors such as minimal full coverage premiums. As an example, the average driver in California pays approximately $1,748 a year for basic liability coverage. Florida drivers can expect to pay around $1,894 per annum for Toyota Camry policies and Texans tend to get lower rates of about $1,674 each year. To get the exact rates for your region (ZIPCode) and vehicle, it is recommended to get online quotes from multiple insurance carriers and compare their offerings.
How much does it cost to insure 2022 Acura MDX, (base) (SUV) in Your State?
Your State Requirements 2022 Acura MDX
Alabama 25/50/25 $1,604 Your Rates? Get Quotes
Alaska 50/100/25 $1,592 Your Rates? Get Quotes
Arizona 25/50/15 $1,564 Your Rates? Get Quotes
Arkansas 25/50/25 $1,716 Your Rates? Get Quotes
California 15/30/5 $1,748 Your Rates? Get Quotes
Colorado 25/50/15 $1,762 Your Rates? Get Quotes
Connecticut 25/50/25 $1,692 Your Rates? Get Quotes
Delaware 25/50/10 $1,656 Your Rates? Get Quotes
District of Columbia 25/50/10 $1,696 Your Rates? Get Quotes
Florida 10/20/10 $1,894 Your Rates? Get Quotes
Georgia 25/50/25 $1,740 Your Rates? Get Quotes
Guam 25/50/20 $1,296 Your Rates? Get Quotes
Hawaii 20/40/10 $1,408 Your Rates? Get Quotes
Idaho 25/50/15 $1,392 Your Rates? Get Quotes
Illinois 25/50/20 $1,536 Your Rates? Get Quotes
Indiana 25/50/25 $1,448 Your Rates? Get Quotes
Iowa 20/40/15 $1,468 Your Rates? Get Quotes
Kansas 25/50/25 $1,644 Your Rates? Get Quotes
Kentucky 25/50/25 $1,806 Your Rates? Get Quotes
Louisiana 15/30/25 $2,046 Your Rates? Get Quotes
Maine 50/100/25 $1,340 Your Rates? Get Quotes
Maryland 30/60/15 $1,704 Your Rates? Get Quotes
Massachusetts 20/40/5 $1,446 Your Rates? Get Quotes
Michigan 50/100/10 $1,878 Your Rates? Get Quotes
Minnesota 30/60/10 $1,613 Your Rates? Get Quotes
Mississippi 25/50/25 $1,671 Your Rates? Get Quotes
Missouri 25/50/25 $1,620 Your Rates? Get Quotes
Montana 25/50/20 $1,651 Your Rates? Get Quotes
Nebraska 25/50/25 $1,571 Your Rates? Get Quotes
Nevada 25/50/20 $1,852 Your Rates? Get Quotes
New Hampshire 25/50/25 $1,467 Your Rates? Get Quotes
New Jersey 15/30/5 $1,658 Your Rates? Get Quotes
New Mexico 25/50/10 $1,516 Your Rates? Get Quotes
New York 25/50/10 $1,850 Your Rates? Get Quotes
North Carolina 30/60/25 $1,484 Your Rates? Get Quotes
North Dakota 25/50/25 $1,460 Your Rates? Get Quotes
Ohio 25/50/25 $1,368 Your Rates? Get Quotes
Oklahoma 25/50/25 $1,704 Your Rates? Get Quotes
Oregon 25/50/20 $1,475 Your Rates? Get Quotes
Pennsylvania 15/30/5 $1,536 Your Rates? Get Quotes
Puerto Rico 3/3/3 $1,476 Your Rates? Get Quotes
Rhode Island 25/50/25 $1,764 Your Rates? Get Quotes
South Carolina 25/50/25 $1,562 Your Rates? Get Quotes
South Dakota 25/50/25 $1,612 Your Rates? Get Quotes
Tennessee 25/50/15 $1,470 Your Rates? Get Quotes
Texas 30/60/25 $1,674 Your Rates? Get Quotes
Utah 25/65/15 $1,480 Your Rates? Get Quotes
Vermont 25/50/10 $1,436 Your Rates? Get Quotes
Virgin Islands 10/25/10 $1,584 Your Rates? Get Quotes
Virginia 30/60/20 $1,476 Your Rates? Get Quotes
Washington 25/50/10 $1,424 Your Rates? Get Quotes
West Virginia 25/50/25 $1,556 Your Rates? Get Quotes
Wisconsin 25/50/10 $1,428 Your Rates? Get Quotes
Wyoming 25/50/20 $1,552 Your Rates? Get Quotes

Compare insurance premiums across all Acura MDX models

The same car models can have annual insurance policies that differ by hundreds of dollars. We'll explain why.

Acura MDX car insurance rates can vary depending on the model of car you own. Insurance companies often times charge higher rates for luxury or sports cars because they are considered to be a higher risk. In the table below, you can find all trim versions of the MDX model of the Acura brand, including average prices for an annual policy. As you can see, different variants of your model are valued differently by insurance companies. However, there are ways to compare rates and find the best policy for you and your vehicle. When shopping for car insurance, it is important to compare rates from multiple companies. Some insurers will offer discounts for certain features of your car, such as safety features or anti-theft devices. It is also important to consider the type of coverage you need. If you live in an area with a lot of traffic, you may want to purchase comprehensive or collision coverage.
Compare insurance rates for all trim levels...
Year Average Rates
2022 Acura MDX, SH-AWD A-Spec

SH-AWD A-Spec 4dr SUV AWD (3.5L 6cyl 10A)

$2,510 Your Rates? Get Quotes
2022 Acura MDX, SH-AWD

SH-AWD 4dr SUV AWD w/Technology Package (3.5L 6cyl 10A)

$2,510 Your Rates? Get Quotes
2022 Acura MDX, SH-AWD

SH-AWD 4dr SUV AWD (3.5L 6cyl 10A)

$2,510 Your Rates? Get Quotes
2022 Acura MDX, SH-AWD

SH-AWD 4dr SUV AWD w/Advance Package (3.5L 6cyl 10A)

$2,510 Your Rates? Get Quotes
2022 Acura MDX, (base)

4dr SUV w/Technology Package (3.5L 6cyl 10A)

$2,510 Your Rates? Get Quotes
2022 Acura MDX, Type S

Type S 4dr SUV AWD (3.0L 6cyl Turbo 10A)

$2,510 Your Rates? Get Quotes
2022 Acura MDX, Type S

Type S 4dr SUV AWD w/Advance Package (3.0L 6cyl Turbo 10A)

$2,510 Your Rates? Get Quotes
2022 Acura MDX, (base)

4dr SUV (3.5L 6cyl 10A)

$2,426 Your Rates? Get Quotes
2020 Acura MDX, Sport Hybrid SH-AWD

Sport Hybrid SH-AWD 4dr SUV AWD w/Technology Package (3.0L 6cyl gas/electric hybrid 7AM)

$1,791 Your Rates? Get Quotes
2020 Acura MDX, Sport Hybrid SH-AWD

Sport Hybrid SH-AWD 4dr SUV AWD w/Advance Package (3.0L 6cyl gas/electric hybrid 7AM)

$1,791 Your Rates? Get Quotes

2022 "(base)" Insurance Rates by Age & Gender

How your age affects car insurance costs for this vehicle?

The MDX's annual car insurance premium costs an average of $2,390. As seen in the table below, 16-year old drivers have to shell out a whopping $6,213 for their "Lariat" trim level policy - the highest rate among all age groups. Until the age of 19, this amount decreases only minimally, and twenty-year-old "male" insureds pay a monthly insurance amount of $323. On the other hand, seniors aged 55+ with good record on driving can get this type of coverage at its lowest price possible, approx. $1,792 annually. While gender does affect rates slightly too; it is ultimately the driver's age that has a greater influence on insurance premiums. By taking advantage of all the right factors - such as being over 30, choose the ideal insurance company, having a stellar credit history, no past driving violations, high enough deductible and living in an area with low crime rates - you could be paying just $994 for collision coverage plus $249 for comprehensive coverage on your Ford Maverick annually. If you opt to get full car insurance protection, this will total up to only $1,243 per year!
Finding the right auto insurance for this model of MDX can be a tricky process that requires research. Make sure to consider important factors such as coverage needs, deductible options, discounts or loyalty programs available, and customer service ratings of the company you choose. Crucially - especially for younger drivers - make sure to shop around different insurers in order get the best rate possible!
TeenagersFemaleMale
16 years old$5,974$6,308
17 years old$5,854$6,165
18 years old$5,759$5,998
19 years old$5,496$5,711
AdultsFemaleMale
20 years old$3,704$3,871
21 years old$3,489$3,632
22 years old$3,274$3,345
23 years old$3,083$3,130
24 years old$2,867$2,963
25 years old$2,270$2,628
30 years old$2,151$2,294
35 years old$2,055$2,127
40 years old$1,912$2,007
45 years old$1,888$1,936
50 years old$1,840$1,864
55 years old$1,720$1,792
SeniorsFemaleMale
60 years old$1,697$1,840
65 years old$1,649$1,744
70 years old$1,936$2,007
75 years old$2,174$2,246

How do deductibles influence your insurance premiums?

The amount of your deductible can significantly affect the cost of your insurance premium.

For a 2022 Acura MDX (base) raising your car insurance deductible to $1000 may help you save up to 22% on collision and comprehensive coverage. That would mean an annual premium of approximately $1,864 - saving you money upfront! However, if a lower deductible is more budget-friendly for you right now, choosing one of just $100 can still provide some discount off the total policy annually (often as much as 2%), leaving only about $2,342 yearly or around $195 monthly in payments. Ultimately it's all about finding a balance between what works best for your wallet and how much risk you're willing to take on. By selecting a deductible of $2000 for this model of MDX, your collision coverage will be around $994 and comprehensive premium should come in at just under $249.
This table provides an analysis of the cost between Acura MDX (base) collision and comprehensive premiums based on the amount of your deductible. It's more budget-friendly to set a higher deductible for collision coverage, since it comprises almost three times as much of the premium cost when compared to comprehensive insurance. Conversely, you'll want to select a low deductible for your extensive coverage in order to save even more money.
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

$2,103$526 Get Quotes
$50

1% deductibles discount

$1,893$473 Get Quotes
$100

2% deductibles discount

$1,873$468 Get Quotes
$150

3% deductibles discount

$1,854$464 Get Quotes
$200

5% deductibles discount

$1,816$454 Get Quotes
$250

7% deductibles discount

$1,778$444 Get Quotes
$300

9% deductibles discount

$1,740$435 Get Quotes
$500

15% deductibles discount

$1,625$406 Get Quotes
$1000

22% deductibles discount

$1,491$373 Get Quotes
$2000

48% deductibles discount

$994$249 Get Quotes

FAQ & Answers

related to car insurance of 2022 Acura MDX, (base)

Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

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