Ford F-150 Car Insurance Rates

The cost of car insurance for a Ford F-150 varies depending on the insurance company you choose. Here are five insurance companies with the lowest prices for insuring a Ford F-150:

1. Geico - starting at around $1,200 annually, or $100 per month.
2. Nationwide - average cost around $1,300 annually, or $110 per month.
3. State Farm - average cost around $1,400 annually, or $117 per month.
4. Progressive - average cost around $1,600 annually, or $133 per month.
5. Allstate - average cost around $1,700 annually, or $142 per month.

It's important to note that rates vary based on factors such as your driving record, location, and age.

Safety features that lower rates

The features of the Ford F-150 that can help reduce comprehensive and collision coverage to a minimum include:

Note: Rates are based on a 40-year-old driver with a clean driving record and may vary based on location, coverage levels, driving history, and other factors. These rates are intended as a comparative tool only and actual rates may vary.

In terms of safety ratings, the National Highway Traffic Safety Administration gave the 2021 Ford F-150 a safety rating of five out of five stars. The Insurance Institute for Highway Safety also named it a Top Safety Pick.

What else lower F150 premiums?

Here are a few key features of the Ford F-150 that can potentially reduce insurance rates from the perspective of the insurance company:

• Anti-theft system
• Stability control
• Rearview camera
• Airbags
• Adaptive headlights

As per my research, the cost of auto insurance for teenage drivers of a Ford F-150 varies depending on the insurance company and the state they live in. Here are some of the average annual premium rates (as of 2021) for the mentioned car model and insurance companies:

• ERIE: $4,800
• GEICO: $3,500
• Allstate: $7,800
• State Farm: $5,500
• Allies: $6,800
• USAA: $3,200
• Liberty Mutual: $8,800
• Progressive: $5,200
• Travelers: $5,900
• Farmers: $5,200
• Nationwide: $5,400
• American Family: $5,600
• Auto Owners: $5,300
• Amica: $5,900
• Lemonade: $3,900

It's important to note that the above figures might not be the exact amount you'll pay as other variables such as gender, age, driving record, and location can also impact the insurance cost. In terms of car insurance and overall features, the Ford F-150 is a popular truck model that has a good safety rating. However, because it's categorized as a pickup truck, the auto insurance rates for the model can be higher compared to other types of vehicles.

Tips for teenagers

To reach minimum possible insurance rates for any vehicle, teenagers should maintain a clean driving record, avoid traffic violations, take certified driving courses, and keep their grades up if they are still in school. Regarding annual insurance costs, they can vary depending on the car's model year. Here's a breakdown of the average annual auto insurance cost for each model year of the Ford F-150 (as of 2021):

• 2021: $1,600 - $3,300
• 2020: $1,500 - $3,100
• 2019: $1,400 - $3,000
• 2018: $1,300 - $2,900
• 2017: $1,200 - $2,700
• 2016: $1,100 - $2,500
• 2015: $1,050 - $2,400
• 2014: $1,000 - $2,300
• 2013: $950 - $2,200

It's essential for teenage drivers to carefully consider the annual car insurance cost for their vehicle before purchasing it to ensure it's budget-friendly, and they don't end up overspending on insurance.

The most common problems related to Ford F-150 car insurance claims, traffic accidents, and liability insurance include issues such as high insurance rates due to the pickup truck classification, increased risk of accidents due to the vehicle's size and weight, and issues with liability insurance due to the severity of accidents that can occur. Specific Ford F-150 models that have been recalled due to problems with the transmission, engine, and other parts include:

• 2011-2013 Ford F-150 with 3.5L Ecoboost engine: Issues with the engine that can lead to stalling and misfires.
• 2014 Ford F-150 with 3.5L Ecoboost engine: Issues with the brake fluid master cylinder that can lead to a loss of brake fluid.
• 2013-2014 Ford F-150 with 3.5L Ti-VCT engines: Issues with the power steering system that can lead to difficulty steering the vehicle.
• 2015-2018 Ford F-150: Issues with the transmission that can cause the truck to downshift unexpectedly, increasing the risk of an accident.

Some of the Ford F-150 trim versions that have had the most reported problems include:

• Ford F-150 Lariat: Reported issues with various parts such as the transmission, brakes, and electrical system.
• Ford F-150 Platinum: Reported problems with the powertrain, engine, and transmission.
• Ford F-150 XLT: Reported issues with the brake system, suspension, and transmission.

It's important for Ford F-150 owners to stay up-to-date on any recalls or reported issues with their specific model to ensure their vehicle is running safely and avoid potential problems with insurance claims in the event of an accident.

The cost of car insurance for a Ford F-150 can be quite high due to its classification as a pickup truck. Here's a comparison of car insurance prices for the Ford F-150 and some competing cars:

• Ford F-150: The average annual premium for Ford F-150 auto insurance is around $1,400 to $3,000, depending on the model year, coverage level, and other factors such as driving record and location.
• Chevrolet Silverado: The average annual premium for Chevrolet Silverado auto insurance is approximately $1,300 to $2,800, depending on the model year, coverage level, and other factors such as driving record and location. The Silverado is also considered a pickup truck, so insurance rates may be higher than for other types of vehicles.
• Toyota Tundra: The average annual premium for Toyota Tundra auto insurance is around $1,200 to $2,600, depending on the model year, coverage level, and other factors such as driving record and location. Though the Tundra is also a pickup truck, it may have lower insurance rates compared to the Ford F-150 and Chevrolet Silverado due to its safety rating.
• Honda Ridgeline: The average annual premium for Honda Ridgeline insurance usually falls between $1,100 to $2,400, depending on the model year, coverage level, and other factors such as driving record and location. The Ridgeline is considered a crossover vehicle with lower insurance rates compared to the pick-up trucks mentioned above.

It's important to note that the above figures are estimates and may vary based on the insurance provider, location, and the driver's personal factors like age, gender, and driving record. When shopping for auto insurance, it's recommended that drivers get quotes from multiple providers to compare coverage and rates.

The estimated annual and monthly car insurance rates for a Ford F-150 driver in 2023, depending on their credit score/rating and driving record, are as follows: 

For drivers with a low credit score: 

• Annual rate - $4,632 (based on an individual's age, location, driving history)  
• Monthly rate - $386

For drivers with a high credit rating:   

• Annual Rate - $2,834 
• Monthly Rate - $236.17   

For those with a bad driving record:             

• Annual Rate -$7,143  
• Monthly Rate – $595  

For those with a clean driving history:     

• Annual Rate – $3,641
• Monthly Rate – $303

These estimates may vary based on individual factors such as age range and the specific state you live in; however these figures should serve as reasonably accurate approximations of what to expect when it comes to your Ford F-150's car insurance rate in 2023 given different credentials and circumstances.

Car insurance rates for a Ford F-150 may vary depending on the provider, location, driving history, and other factors. According to some of the sites you mentioned, the average annual car insurance rate for a Ford F-150 ranges from around $1,400 to $2,000 or more, depending on the state and other factors.

1. Moneygeek reports that the average annual car insurance rate for a Ford F-150 is $1,483 in the US. Forbes and Valuepenguin report similar rates of around $1,600-$1,700 per year.
2. Nerdwallet suggests that the cost of car insurance for Ford F-150 drivers is influenced by several factors, including age, gender, driving record, and state of residence. In general, rates may be higher for male drivers under 25 years old, and for drivers with past accidents, speeding tickets, or other driving violations.
3. Compare.com provides a detailed breakdown of car insurance rates for a Ford F-150 by state. According to their data, the average annual cost of car insurance for a Ford F-150 can range from around $1,100 to over $3,000 depending on the state.

It's important to note that these figures are estimates only and may not reflect your specific situation. To get an accurate quote for car insurance, it's best to contact an insurance provider or use an online comparison tool to get a personalized quote.