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Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

2021 Lamborghini Huracan, EVO Spyder Car Insurance Rates

How much does it cost to insure this gas Convertible version of Lamborghini Huracan (630 hp) in 2024 and upcoming 2025?

The average cost to insure this trim level of 2021 Lamborghini Huracan is $4,826 per year, which is $402 monthly. If you're looking for the cheapest policies, we'll help you find out how much does it cost to insure gas version of Lamborghini Huracan Convertible in 2023 and compare offers from different insurance companies in your area. Let's compare car insurance prices for the trim version "EVO Spyder" and similar types of Lamborghini model years 2021 with different equipment and safety features.

Less than $201 monthly?

The average cost to insure this trim level of 2021 Lamborghini Huracan is $4,826 per year, which represents a monthly cost of around $402. Depending on your age, location, driving history, mileage and credit score, the annual cost can drop to less than $2,413 annually. If you raise the deductible on this 2021 Huracan to $2000, your collision premium can drop to $2,008 annually and comprehensive coverage to less than $502 per year. The recommended price of the 2021, Lamborghini Huracan EVO Spyder model is around $287400, so it is necessary to count on a higher price for comprehensive car insurance.

Specifications that may affect your rates.

The size and power of the engine, as well as other technical parameters of 2021 Lamborghini, Huracan affect your policies.

The table below showcases the decisive specifications of the Lamborghini, Huracan that have an effect on auto insurance premiums in your vicinity. These include engine power, cubic capacity and torque - all determinants for successful driving performance. Beyond its technical features, the most critical determinant of an auto insurance cost is undoubtedly that vehicle's sticker price. The model in consideration was valued at approximately $287,400.
SpecificationsParameter
Engine Size5.20
Horse Power (HP)630
Horse Power (RPM)8000
Engine Typegas
CylindersV10
Torque (RPM)6500
Pound-foot (torque)443
Transmission7-speed automated manual
Fuel Typepremium unleaded (required)
Curb Weight3400
The Lamborghini  Huracan comes equipped with a number of innovative safety features that may be taken into consideration by certain insurance providers when calculating policy prices. However, remember that these improved security measures are not always advantageous -- contemporary technology can also result in higher premiums. Many modern safety features, like autonomous systems, radars, automatic brakes and advanced airbags are priced highly; however, there likely won't be much improvement in your insurance rates due to the fact that they factor in these potential costs.
How much will you pay for Lamborghini Huracan EVO Spyder car insurance based on your age, credibility and driving skills?
Lowest RatesAverage Rates
Average Drivers$3,378$4,826 Your Rates? Get Quotes
Good Drivers$1,930$2,895 Your Rates? Get Quotes
Teen Drivers$5,791$9,169 Your Rates? Get Quotes
Bad Credit$5,308$6,756 Your Rates? Get Quotes

Table of contents

2021 Lamborghini, Huracan, EVO Spyder: Rates by insurance company

Which insurer offers the most advantageous annual car insurance on this model of 2021 Huracan?

When you're searching for car insurance rates on a 2021 Lamborghini Huracan, EVO Spyder, don't waste your time comparing companies – we've already done the hard work! With competitive prices like ERIE's average annual rate of $2,654 and Allstate's at just $3,089 per year, why look any further? Farmers will charge around $3,378 each year while GEICO is slightly higher with an estimated cost of about $3,619. As a trouble-free driver with a harmless insurance history, you can get even lower rates of around $2,895 per year if you operate your 2021 Lamborghini Huracan, EVO Spyder in a low-traffic and safe location. Your rates will be even lower if you bundle your policy, have a good driving history and credit score. Discover the various model series and equipment types available for this car below!
This table allows you to compare car insurance rates for the 2021 Lamborghini, Huracan (EVO Spyder) from an extensive selection of insurers in your area. You can find out the cheapest prices, average annual costs and get instant quotes on the Huracan model (2021) right here! We are autonomous and impartial; we do not receive commissions or payments from any auto insurer. Our sole commitment is to help our customers secure a policy that meets their needs at an affordable rate.
Insurance CompanyLowest RatesLamborghini Huracan
ERIE

ERIE offers comprehensive auto insurance coverage

$1,592$2,654 Get Quotes Agents Call
Auto-Owners

Auto-Owners has competitive rates in .

$1,477$2,461 Get Quotes Agents Call
Allstate

Allstate can meet its financial and claims obligations easily.

$1,853$3,089 Get Quotes Agents Call
American Family

Quality coverage, competitive rates from an industry leader.

$1,737$2,895 Get Quotes Agents Call
Farmers

Great coverage options backed by a knowledgeable, professional team.

$2,027$3,378 Get Quotes Agents Call
GEICO

Wide range of coverage, competitive rates, an experienced customer service.

$2,171$3,619 Get Quotes Agents Call
Liberty Mutual

Usage-based car insurance programs, competitive rates

$2,317$3,861 Get Quotes Agents Call
Nationwide

Very cheap car insurance rates when adding a teen driver to a policy.

$2,461$4,102 Get Quotes Agents Call
Progressive

Smart choice for high-risk drivers.

$2,606$4,343 Get Quotes Agents Call
State Farm

Good discount opportunities for students and teens.

$2,750$4,584 Get Quotes Agents Call
Travelers

Below-average insurance rates, well-rated for claims handling.

$3,040$5,067 Get Quotes Agents Call
USAA

High customer satisfaction scores.

$3,185$5,308 Get Quotes Agents Call

How much is 2021 Lamborghini Huracan Car Insurance in Your State?

Who has the cheapest rates for this gas Huracan?

Want to learn more about what kind of coverage you can expect for a 2021 gas version of Lamborghini Huracan with 630 horsepower in your State? Look no further. Our table outlines the cost involved, taking into consideration legal minimum requirements, average rates in each state and other factors such as minimal full coverage premiums. As an example, the average driver in California pays approximately $2,722 a year for basic liability coverage. Florida drivers can expect to pay around $2,868 per annum for Toyota Camry policies and Texans tend to get lower rates of about $2,648 each year. To get the exact rates for your region (ZIPCode) and vehicle, it is recommended to get online quotes from multiple insurance carriers and compare their offerings.
How much does it cost to insure 2021 Lamborghini Huracan, EVO Spyder (Convertible) in Your State?
Your State Requirements 2021 Lamborghini Huracan
Alabama 25/50/25 $2,578 Your Rates? Get Quotes
Alaska 50/100/25 $2,566 Your Rates? Get Quotes
Arizona 25/50/15 $2,538 Your Rates? Get Quotes
Arkansas 25/50/25 $2,690 Your Rates? Get Quotes
California 15/30/5 $2,722 Your Rates? Get Quotes
Colorado 25/50/15 $2,736 Your Rates? Get Quotes
Connecticut 25/50/25 $2,666 Your Rates? Get Quotes
Delaware 25/50/10 $2,630 Your Rates? Get Quotes
District of Columbia 25/50/10 $2,670 Your Rates? Get Quotes
Florida 10/20/10 $2,868 Your Rates? Get Quotes
Georgia 25/50/25 $2,714 Your Rates? Get Quotes
Guam 25/50/20 $2,270 Your Rates? Get Quotes
Hawaii 20/40/10 $2,382 Your Rates? Get Quotes
Idaho 25/50/15 $2,366 Your Rates? Get Quotes
Illinois 25/50/20 $2,510 Your Rates? Get Quotes
Indiana 25/50/25 $2,422 Your Rates? Get Quotes
Iowa 20/40/15 $2,442 Your Rates? Get Quotes
Kansas 25/50/25 $2,618 Your Rates? Get Quotes
Kentucky 25/50/25 $2,780 Your Rates? Get Quotes
Louisiana 15/30/25 $3,020 Your Rates? Get Quotes
Maine 50/100/25 $2,314 Your Rates? Get Quotes
Maryland 30/60/15 $2,678 Your Rates? Get Quotes
Massachusetts 20/40/5 $2,420 Your Rates? Get Quotes
Michigan 50/100/10 $2,852 Your Rates? Get Quotes
Minnesota 30/60/10 $2,587 Your Rates? Get Quotes
Mississippi 25/50/25 $2,646 Your Rates? Get Quotes
Missouri 25/50/25 $2,594 Your Rates? Get Quotes
Montana 25/50/20 $2,626 Your Rates? Get Quotes
Nebraska 25/50/25 $2,546 Your Rates? Get Quotes
Nevada 25/50/20 $2,826 Your Rates? Get Quotes
New Hampshire 25/50/25 $2,442 Your Rates? Get Quotes
New Jersey 15/30/5 $2,632 Your Rates? Get Quotes
New Mexico 25/50/10 $2,490 Your Rates? Get Quotes
New York 25/50/10 $2,824 Your Rates? Get Quotes
North Carolina 30/60/25 $2,458 Your Rates? Get Quotes
North Dakota 25/50/25 $2,434 Your Rates? Get Quotes
Ohio 25/50/25 $2,342 Your Rates? Get Quotes
Oklahoma 25/50/25 $2,678 Your Rates? Get Quotes
Oregon 25/50/20 $2,450 Your Rates? Get Quotes
Pennsylvania 15/30/5 $2,510 Your Rates? Get Quotes
Puerto Rico 3/3/3 $2,450 Your Rates? Get Quotes
Rhode Island 25/50/25 $2,738 Your Rates? Get Quotes
South Carolina 25/50/25 $2,536 Your Rates? Get Quotes
South Dakota 25/50/25 $2,586 Your Rates? Get Quotes
Tennessee 25/50/15 $2,444 Your Rates? Get Quotes
Texas 30/60/25 $2,648 Your Rates? Get Quotes
Utah 25/65/15 $2,454 Your Rates? Get Quotes
Vermont 25/50/10 $2,410 Your Rates? Get Quotes
Virgin Islands 10/25/10 $2,558 Your Rates? Get Quotes
Virginia 30/60/20 $2,450 Your Rates? Get Quotes
Washington 25/50/10 $2,398 Your Rates? Get Quotes
West Virginia 25/50/25 $2,530 Your Rates? Get Quotes
Wisconsin 25/50/10 $2,402 Your Rates? Get Quotes
Wyoming 25/50/20 $2,526 Your Rates? Get Quotes

Compare insurance premiums across all Lamborghini Huracan models

The same car models can have annual insurance policies that differ by hundreds of dollars. We'll explain why.

Lamborghini Huracan car insurance rates can vary depending on the model of car you own. Insurance companies often times charge higher rates for luxury or sports cars because they are considered to be a higher risk. In the table below, you can find all trim versions of the Huracan model of the Lamborghini brand, including average prices for an annual policy. As you can see, different variants of your model are valued differently by insurance companies. However, there are ways to compare rates and find the best policy for you and your vehicle. When shopping for car insurance, it is important to compare rates from multiple companies. Some insurers will offer discounts for certain features of your car, such as safety features or anti-theft devices. It is also important to consider the type of coverage you need. If you live in an area with a lot of traffic, you may want to purchase comprehensive or collision coverage.
Compare insurance rates for all trim levels...
Year Average Rates
2022 Lamborghini Huracan, STO

STO 2dr Coupe (5.2L 10cyl 7AM)

$4,412 Your Rates? Get Quotes
2021 Lamborghini Huracan, EVO RWD

EVO RWD 2dr Coupe (5.2L 10cyl 7AM)

$4,047 Your Rates? Get Quotes
2021 Lamborghini Huracan, EVO RWD Spyder

EVO RWD Spyder 2dr Convertible (5.2L 10cyl 7AM)

$4,047 Your Rates? Get Quotes
2021 Lamborghini Huracan, EVO

EVO 2dr Coupe AWD (5.2L 10cyl 7AM)

$4,047 Your Rates? Get Quotes
2021 Lamborghini Huracan, EVO Spyder

EVO Spyder 2dr Convertible AWD (5.2L 10cyl 7AM)

$4,047 Your Rates? Get Quotes
2020 Lamborghini Huracan, EVO

EVO 2dr Coupe AWD (5.2L 10cyl 7AM)

$3,915 Your Rates? Get Quotes
2020 Lamborghini Huracan, EVO Spyder

EVO Spyder 2dr Convertible AWD (5.2L 10cyl 7AM)

$3,915 Your Rates? Get Quotes
2019 Lamborghini Huracan, (base)

2dr Coupe (5.2L 10cyl 7AM)

$3,459 Your Rates? Get Quotes
2019 Lamborghini Huracan, Performante

Performante 2dr Coupe AWD (5.2L 10cyl 7AM)

$3,459 Your Rates? Get Quotes
2019 Lamborghini Huracan, Spyder

Spyder 2dr Convertible (5.2L 10cyl 7AM)

$3,459 Your Rates? Get Quotes

2021 "EVO Spyder" Insurance Rates by Age & Gender

How your age affects car insurance costs for this vehicle?

The Huracan's annual car insurance premium costs an average of $4,826. As seen in the table below, 16-year old drivers have to shell out a whopping $12,547 for their "Lariat" trim level policy - the highest rate among all age groups. Until the age of 19, this amount decreases only minimally, and twenty-year-old "male" insureds pay a monthly insurance amount of $651. On the other hand, seniors aged 55+ with good record on driving can get this type of coverage at its lowest price possible, approx. $3,619 annually. While gender does affect rates slightly too; it is ultimately the driver's age that has a greater influence on insurance premiums. By taking advantage of all the right factors - such as being over 30, choose the ideal insurance company, having a stellar credit history, no past driving violations, high enough deductible and living in an area with low crime rates - you could be paying just $2,008 for collision coverage plus $502 for comprehensive coverage on your Ford Maverick annually. If you opt to get full car insurance protection, this will total up to only $2,509 per year!
Finding the right auto insurance for this model of Huracan can be a tricky process that requires research. Make sure to consider important factors such as coverage needs, deductible options, discounts or loyalty programs available, and customer service ratings of the company you choose. Crucially - especially for younger drivers - make sure to shop around different insurers in order get the best rate possible!
TeenagersFemaleMale
16 years old$12,064$12,740
17 years old$11,823$12,451
18 years old$11,630$12,113
19 years old$11,099$11,534
AdultsFemaleMale
20 years old$7,480$7,818
21 years old$7,046$7,335
22 years old$6,611$6,756
23 years old$6,225$6,322
24 years old$5,791$5,984
25 years old$4,584$5,308
30 years old$4,343$4,633
35 years old$4,150$4,295
40 years old$3,861$4,054
45 years old$3,812$3,909
50 years old$3,716$3,764
55 years old$3,475$3,619
SeniorsFemaleMale
60 years old$3,426$3,716
65 years old$3,330$3,523
70 years old$3,909$4,054
75 years old$4,391$4,536

How do deductibles influence your insurance premiums?

The amount of your deductible can significantly affect the cost of your insurance premium.

For a 2021 Lamborghini Huracan EVO Spyder raising your car insurance deductible to $1000 may help you save up to 22% on collision and comprehensive coverage. That would mean an annual premium of approximately $3,764 - saving you money upfront! However, if a lower deductible is more budget-friendly for you right now, choosing one of just $100 can still provide some discount off the total policy annually (often as much as 2%), leaving only about $4,729 yearly or around $394 monthly in payments. Ultimately it's all about finding a balance between what works best for your wallet and how much risk you're willing to take on. By selecting a deductible of $2000 for this model of Huracan, your collision coverage will be around $2,008 and comprehensive premium should come in at just under $502.
This table provides an analysis of the cost between Lamborghini Huracan EVO Spyder collision and comprehensive premiums based on the amount of your deductible. It's more budget-friendly to set a higher deductible for collision coverage, since it comprises almost three times as much of the premium cost when compared to comprehensive insurance. Conversely, you'll want to select a low deductible for your extensive coverage in order to save even more money.
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

$4,247$1,062 Get Quotes
$50

1% deductibles discount

$3,822$956 Get Quotes
$100

2% deductibles discount

$3,783$946 Get Quotes
$150

3% deductibles discount

$3,745$936 Get Quotes
$200

5% deductibles discount

$3,668$917 Get Quotes
$250

7% deductibles discount

$3,590$898 Get Quotes
$300

9% deductibles discount

$3,513$878 Get Quotes
$500

15% deductibles discount

$3,282$820 Get Quotes
$1000

22% deductibles discount

$3,011$753 Get Quotes
$2000

48% deductibles discount

$2,008$502 Get Quotes

FAQ & Answers

related to car insurance of 2021 Lamborghini Huracan, EVO Spyder

Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

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