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Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

2022 Lamborghini Huracan, STO Car Insurance Rates

How much does it cost to insure this gas Coupe version of Lamborghini Huracan (631 hp) in 2024 and upcoming 2025?

The average cost to insure this trim level of 2022 Lamborghini Huracan is $5,261 per year, which is $438 monthly. Lamborghini Huracan is a luxury Coupe vehicle with a purchase price around $327,838, which also implies significantly higher car insurance costs. Although it's possible to find insurance for this car starting around $219 monthly, actual prices will typically be much higher, depending on your location, type of insurance, and chosen deductibles.

Why is insurance so expensive for the 2022 Lamborghini Huracan?

Insuring the STO model of Lamborghini Huracan tends to be more expensive due to its need for specialized upkeep, owing to its high-end components. Additionally, as a luxury Coupe Sports car vehicle with rear wheel drive, it's likely to inflict more damage in the event of a collision, further elevating insurance costs. The insurance prices listed below are valid only for the "STO 2dr Coupe (5.2L 10cyl 7AM)" trim version.

Specifications that may affect your rates.

The size and power of the engine, as well as other technical parameters of 2022 Lamborghini, Huracan affect your policies.

The table below showcases the decisive specifications of the Lamborghini, Huracan that have an effect on auto insurance premiums in your vicinity. These include engine power, cubic capacity and torque - all determinants for successful driving performance. Beyond its technical features, the most critical determinant of an auto insurance cost is undoubtedly that vehicle's sticker price. The model in consideration was valued at approximately $327,838.
SpecificationsParameter
Engine Size5.20
Horse Power (HP)631
Horse Power (RPM)8000
Engine Typegas
CylindersV10
Torque (RPM)6500
Pound-foot (torque)417
Transmission7-speed automated manual
Fuel Typepremium unleaded (required)
Curb Weight
The Lamborghini  Huracan comes equipped with a number of innovative safety features that may be taken into consideration by certain insurance providers when calculating policy prices. However, remember that these improved security measures are not always advantageous -- contemporary technology can also result in higher premiums. Many modern safety features, like autonomous systems, radars, automatic brakes and advanced airbags are priced highly; however, there likely won't be much improvement in your insurance rates due to the fact that they factor in these potential costs.
How much will you pay for Lamborghini Huracan STO car insurance based on your age, credibility and driving skills?
Lowest RatesAverage Rates
Average Drivers$3,683$5,261 Your Rates? Get Quotes
Good Drivers$2,104$3,157 Your Rates? Get Quotes
Teen Drivers$6,313$9,996 Your Rates? Get Quotes
Bad Credit$5,787$7,365 Your Rates? Get Quotes

Table of contents

2022 Lamborghini, Huracan, STO: Rates by insurance company

Which insurer offers the most advantageous annual car insurance on this model of 2022 Huracan?

When you're searching for car insurance rates on a 2022 Lamborghini Huracan, STO, don't waste your time comparing companies – we've already done the hard work! With competitive prices like ERIE's average annual rate of $2,893 and Allstate's at just $3,367 per year, why look any further? Farmers will charge around $3,683 each year while GEICO is slightly higher with an estimated cost of about $3,946. As a trouble-free driver with a harmless insurance history, you can get even lower rates of around $3,157 per year if you operate your 2022 Lamborghini Huracan, STO in a low-traffic and safe location. Your rates will be even lower if you bundle your policy, have a good driving history and credit score. Discover the various model series and equipment types available for this car below!
This table allows you to compare car insurance rates for the 2022 Lamborghini, Huracan (STO) from an extensive selection of insurers in your area. You can find out the cheapest prices, average annual costs and get instant quotes on the Huracan model (2022) right here! We are autonomous and impartial; we do not receive commissions or payments from any auto insurer. Our sole commitment is to help our customers secure a policy that meets their needs at an affordable rate.
Insurance CompanyLowest RatesLamborghini Huracan
ERIE

ERIE offers comprehensive auto insurance coverage

$1,736$2,893 Get Quotes Agents Call
Auto-Owners

Auto-Owners has competitive rates in .

$1,610$2,683 Get Quotes Agents Call
Allstate

Allstate can meet its financial and claims obligations easily.

$2,020$3,367 Get Quotes Agents Call
American Family

Quality coverage, competitive rates from an industry leader.

$1,894$3,157 Get Quotes Agents Call
Farmers

Great coverage options backed by a knowledgeable, professional team.

$2,210$3,683 Get Quotes Agents Call
GEICO

Wide range of coverage, competitive rates, an experienced customer service.

$2,368$3,946 Get Quotes Agents Call
Liberty Mutual

Usage-based car insurance programs, competitive rates

$2,525$4,209 Get Quotes Agents Call
Nationwide

Very cheap car insurance rates when adding a teen driver to a policy.

$2,683$4,472 Get Quotes Agents Call
Progressive

Smart choice for high-risk drivers.

$2,841$4,735 Get Quotes Agents Call
State Farm

Good discount opportunities for students and teens.

$2,999$4,998 Get Quotes Agents Call
Travelers

Below-average insurance rates, well-rated for claims handling.

$3,314$5,524 Get Quotes Agents Call
USAA

High customer satisfaction scores.

$3,472$5,787 Get Quotes Agents Call

How much is 2022 Lamborghini Huracan Car Insurance in Your State?

Who has the cheapest rates for this gas Huracan?

Want to learn more about what kind of coverage you can expect for a 2022 gas version of Lamborghini Huracan with 631 horsepower in your State? Look no further. Our table outlines the cost involved, taking into consideration legal minimum requirements, average rates in each state and other factors such as minimal full coverage premiums. As an example, the average driver in California pays approximately $2,896 a year for basic liability coverage. Florida drivers can expect to pay around $3,042 per annum for Toyota Camry policies and Texans tend to get lower rates of about $2,822 each year. To get the exact rates for your region (ZIPCode) and vehicle, it is recommended to get online quotes from multiple insurance carriers and compare their offerings.
How much does it cost to insure 2022 Lamborghini Huracan, STO (Coupe) in Your State?
Your State Requirements 2022 Lamborghini Huracan
Alabama 25/50/25 $2,752 Your Rates? Get Quotes
Alaska 50/100/25 $2,740 Your Rates? Get Quotes
Arizona 25/50/15 $2,712 Your Rates? Get Quotes
Arkansas 25/50/25 $2,864 Your Rates? Get Quotes
California 15/30/5 $2,896 Your Rates? Get Quotes
Colorado 25/50/15 $2,910 Your Rates? Get Quotes
Connecticut 25/50/25 $2,840 Your Rates? Get Quotes
Delaware 25/50/10 $2,804 Your Rates? Get Quotes
District of Columbia 25/50/10 $2,844 Your Rates? Get Quotes
Florida 10/20/10 $3,042 Your Rates? Get Quotes
Georgia 25/50/25 $2,888 Your Rates? Get Quotes
Guam 25/50/20 $2,444 Your Rates? Get Quotes
Hawaii 20/40/10 $2,556 Your Rates? Get Quotes
Idaho 25/50/15 $2,540 Your Rates? Get Quotes
Illinois 25/50/20 $2,684 Your Rates? Get Quotes
Indiana 25/50/25 $2,596 Your Rates? Get Quotes
Iowa 20/40/15 $2,616 Your Rates? Get Quotes
Kansas 25/50/25 $2,792 Your Rates? Get Quotes
Kentucky 25/50/25 $2,954 Your Rates? Get Quotes
Louisiana 15/30/25 $3,194 Your Rates? Get Quotes
Maine 50/100/25 $2,488 Your Rates? Get Quotes
Maryland 30/60/15 $2,852 Your Rates? Get Quotes
Massachusetts 20/40/5 $2,594 Your Rates? Get Quotes
Michigan 50/100/10 $3,026 Your Rates? Get Quotes
Minnesota 30/60/10 $2,761 Your Rates? Get Quotes
Mississippi 25/50/25 $2,820 Your Rates? Get Quotes
Missouri 25/50/25 $2,768 Your Rates? Get Quotes
Montana 25/50/20 $2,800 Your Rates? Get Quotes
Nebraska 25/50/25 $2,720 Your Rates? Get Quotes
Nevada 25/50/20 $3,000 Your Rates? Get Quotes
New Hampshire 25/50/25 $2,616 Your Rates? Get Quotes
New Jersey 15/30/5 $2,806 Your Rates? Get Quotes
New Mexico 25/50/10 $2,664 Your Rates? Get Quotes
New York 25/50/10 $2,998 Your Rates? Get Quotes
North Carolina 30/60/25 $2,632 Your Rates? Get Quotes
North Dakota 25/50/25 $2,608 Your Rates? Get Quotes
Ohio 25/50/25 $2,516 Your Rates? Get Quotes
Oklahoma 25/50/25 $2,852 Your Rates? Get Quotes
Oregon 25/50/20 $2,624 Your Rates? Get Quotes
Pennsylvania 15/30/5 $2,684 Your Rates? Get Quotes
Puerto Rico 3/3/3 $2,624 Your Rates? Get Quotes
Rhode Island 25/50/25 $2,912 Your Rates? Get Quotes
South Carolina 25/50/25 $2,710 Your Rates? Get Quotes
South Dakota 25/50/25 $2,760 Your Rates? Get Quotes
Tennessee 25/50/15 $2,618 Your Rates? Get Quotes
Texas 30/60/25 $2,822 Your Rates? Get Quotes
Utah 25/65/15 $2,628 Your Rates? Get Quotes
Vermont 25/50/10 $2,584 Your Rates? Get Quotes
Virgin Islands 10/25/10 $2,732 Your Rates? Get Quotes
Virginia 30/60/20 $2,624 Your Rates? Get Quotes
Washington 25/50/10 $2,572 Your Rates? Get Quotes
West Virginia 25/50/25 $2,704 Your Rates? Get Quotes
Wisconsin 25/50/10 $2,576 Your Rates? Get Quotes
Wyoming 25/50/20 $2,700 Your Rates? Get Quotes

Compare insurance premiums across all Lamborghini Huracan models

The same car models can have annual insurance policies that differ by hundreds of dollars. We'll explain why.

Lamborghini Huracan car insurance rates can vary depending on the model of car you own. Insurance companies often times charge higher rates for luxury or sports cars because they are considered to be a higher risk. In the table below, you can find all trim versions of the Huracan model of the Lamborghini brand, including average prices for an annual policy. As you can see, different variants of your model are valued differently by insurance companies. However, there are ways to compare rates and find the best policy for you and your vehicle. When shopping for car insurance, it is important to compare rates from multiple companies. Some insurers will offer discounts for certain features of your car, such as safety features or anti-theft devices. It is also important to consider the type of coverage you need. If you live in an area with a lot of traffic, you may want to purchase comprehensive or collision coverage.
Compare insurance rates for all trim levels...
Year Average Rates
2022 Lamborghini Huracan, STO

STO 2dr Coupe (5.2L 10cyl 7AM)

$4,412 Your Rates? Get Quotes
2021 Lamborghini Huracan, EVO RWD

EVO RWD 2dr Coupe (5.2L 10cyl 7AM)

$4,047 Your Rates? Get Quotes
2021 Lamborghini Huracan, EVO RWD Spyder

EVO RWD Spyder 2dr Convertible (5.2L 10cyl 7AM)

$4,047 Your Rates? Get Quotes
2021 Lamborghini Huracan, EVO

EVO 2dr Coupe AWD (5.2L 10cyl 7AM)

$4,047 Your Rates? Get Quotes
2021 Lamborghini Huracan, EVO Spyder

EVO Spyder 2dr Convertible AWD (5.2L 10cyl 7AM)

$4,047 Your Rates? Get Quotes
2020 Lamborghini Huracan, EVO

EVO 2dr Coupe AWD (5.2L 10cyl 7AM)

$3,915 Your Rates? Get Quotes
2020 Lamborghini Huracan, EVO Spyder

EVO Spyder 2dr Convertible AWD (5.2L 10cyl 7AM)

$3,915 Your Rates? Get Quotes
2019 Lamborghini Huracan, Spyder

Spyder 2dr Convertible (5.2L 10cyl 7AM)

$3,459 Your Rates? Get Quotes
2019 Lamborghini Huracan, Spyder

Spyder 2dr Convertible AWD (5.2L 10cyl 7AM)

$3,459 Your Rates? Get Quotes
2019 Lamborghini Huracan, Performante Spyder

Performante Spyder 2dr Convertible AWD (5.2L 10cyl 7AM)

$3,459 Your Rates? Get Quotes

2022 "STO" Insurance Rates by Age & Gender

How your age affects car insurance costs for this vehicle?

The Huracan's annual car insurance premium costs an average of $5,261. As seen in the table below, 16-year old drivers have to shell out a whopping $13,678 for their "Lariat" trim level policy - the highest rate among all age groups. Until the age of 19, this amount decreases only minimally, and twenty-year-old "male" insureds pay a monthly insurance amount of $710. On the other hand, seniors aged 55+ with good record on driving can get this type of coverage at its lowest price possible, approx. $3,946 annually. While gender does affect rates slightly too; it is ultimately the driver's age that has a greater influence on insurance premiums. By taking advantage of all the right factors - such as being over 30, choose the ideal insurance company, having a stellar credit history, no past driving violations, high enough deductible and living in an area with low crime rates - you could be paying just $2,189 for collision coverage plus $547 for comprehensive coverage on your Ford Maverick annually. If you opt to get full car insurance protection, this will total up to only $2,736 per year!
Finding the right auto insurance for this model of Huracan can be a tricky process that requires research. Make sure to consider important factors such as coverage needs, deductible options, discounts or loyalty programs available, and customer service ratings of the company you choose. Crucially - especially for younger drivers - make sure to shop around different insurers in order get the best rate possible!
TeenagersFemaleMale
16 years old$13,152$13,889
17 years old$12,889$13,573
18 years old$12,679$13,205
19 years old$12,100$12,574
AdultsFemaleMale
20 years old$8,154$8,523
21 years old$7,681$7,997
22 years old$7,207$7,365
23 years old$6,787$6,892
24 years old$6,313$6,524
25 years old$4,998$5,787
30 years old$4,735$5,050
35 years old$4,524$4,682
40 years old$4,209$4,419
45 years old$4,156$4,261
50 years old$4,051$4,104
55 years old$3,788$3,946
SeniorsFemaleMale
60 years old$3,735$4,051
65 years old$3,630$3,840
70 years old$4,261$4,419
75 years old$4,787$4,945

How do deductibles influence your insurance premiums?

The amount of your deductible can significantly affect the cost of your insurance premium.

For a 2022 Lamborghini Huracan STO raising your car insurance deductible to $1000 may help you save up to 22% on collision and comprehensive coverage. That would mean an annual premium of approximately $4,104 - saving you money upfront! However, if a lower deductible is more budget-friendly for you right now, choosing one of just $100 can still provide some discount off the total policy annually (often as much as 2%), leaving only about $5,156 yearly or around $430 monthly in payments. Ultimately it's all about finding a balance between what works best for your wallet and how much risk you're willing to take on. By selecting a deductible of $2000 for this model of Huracan, your collision coverage will be around $2,189 and comprehensive premium should come in at just under $547.
This table provides an analysis of the cost between Lamborghini Huracan STO collision and comprehensive premiums based on the amount of your deductible. It's more budget-friendly to set a higher deductible for collision coverage, since it comprises almost three times as much of the premium cost when compared to comprehensive insurance. Conversely, you'll want to select a low deductible for your extensive coverage in order to save even more money.
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

$4,630$1,157 Get Quotes
$50

1% deductibles discount

$4,167$1,042 Get Quotes
$100

2% deductibles discount

$4,125$1,031 Get Quotes
$150

3% deductibles discount

$4,082$1,021 Get Quotes
$200

5% deductibles discount

$3,998$1,000 Get Quotes
$250

7% deductibles discount

$3,914$979 Get Quotes
$300

9% deductibles discount

$3,830$957 Get Quotes
$500

15% deductibles discount

$3,577$894 Get Quotes
$1000

22% deductibles discount

$3,283$821 Get Quotes
$2000

48% deductibles discount

$2,189$547 Get Quotes

FAQ & Answers

related to car insurance of 2022 Lamborghini Huracan, STO

Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

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