Skip to main content
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

2020 Lamborghini Urus, (base) Car Insurance Rates

How much does it cost to insure this gas SUV version of Lamborghini Urus (650 hp) in 2024 and upcoming 2025?

The average cost to insure this trim level of 2020 Lamborghini Urus is $5,134 per year, which is $428 monthly. If you're looking for the cheapest policies, we'll help you find out how much does it cost to insure gas version of Lamborghini Urus SUV in 2023 and compare offers from different insurance companies in your area. Let's compare car insurance prices for the trim version "(base)" and similar types of Lamborghini model years 2020 with different equipment and safety features.

Less than $214 monthly?

The average cost to insure this trim level of 2020 Lamborghini Urus is $5,134 per year, which represents a monthly cost of around $428. Depending on your age, location, driving history, mileage and credit score, the annual cost can drop to less than $2,567 annually. If you raise the deductible on this 2020 Urus to $2000, your collision premium can drop to $2,136 annually and comprehensive coverage to less than $534 per year. The recommended price of the 2020, Lamborghini Urus (base) model is around $207326, so it is necessary to count on a higher price for comprehensive car insurance.

Specifications that may affect your rates.

The size and power of the engine, as well as other technical parameters of 2020 Lamborghini, Urus affect your policies.

The table below showcases the decisive specifications of the Lamborghini, Urus that have an effect on auto insurance premiums in your vicinity. These include engine power, cubic capacity and torque - all determinants for successful driving performance. Beyond its technical features, the most critical determinant of an auto insurance cost is undoubtedly that vehicle's sticker price. The model in consideration was valued at approximately $207,326.
SpecificationsParameter
Engine Size4.00
Horse Power (HP)650
Horse Power (RPM)6000
Engine Typegas
CylindersV8
Torque (RPM)2250
Pound-foot (torque)627
Transmission8-speed shiftable automatic
Fuel Typepremium unleaded (required)
Curb Weight4850
The Lamborghini  Urus comes equipped with a number of innovative safety features that may be taken into consideration by certain insurance providers when calculating policy prices. However, remember that these improved security measures are not always advantageous -- contemporary technology can also result in higher premiums. Many modern safety features, like autonomous systems, radars, automatic brakes and advanced airbags are priced highly; however, there likely won't be much improvement in your insurance rates due to the fact that they factor in these potential costs.
How much will you pay for Lamborghini Urus (base) car insurance based on your age, credibility and driving skills?
Lowest RatesAverage Rates
Average Drivers$3,594$5,134 Your Rates? Get Quotes
Good Drivers$2,054$3,081 Your Rates? Get Quotes
Teen Drivers$6,161$9,755 Your Rates? Get Quotes
Bad Credit$5,648$7,188 Your Rates? Get Quotes

Table of contents

2020 Lamborghini, Urus, (base): Rates by insurance company

Which insurer offers the most advantageous annual car insurance on this model of 2020 Urus?

When you're searching for car insurance rates on a 2020 Lamborghini Urus, (base), don't waste your time comparing companies – we've already done the hard work! With competitive prices like ERIE's average annual rate of $2,824 and Allstate's at just $3,286 per year, why look any further? Farmers will charge around $3,594 each year while GEICO is slightly higher with an estimated cost of about $3,851. As a trouble-free driver with a harmless insurance history, you can get even lower rates of around $3,081 per year if you operate your 2020 Lamborghini Urus, (base) in a low-traffic and safe location. Your rates will be even lower if you bundle your policy, have a good driving history and credit score. Discover the various model series and equipment types available for this car below!
This table allows you to compare car insurance rates for the 2020 Lamborghini, Urus ((base)) from an extensive selection of insurers in your area. You can find out the cheapest prices, average annual costs and get instant quotes on the Urus model (2020) right here! We are autonomous and impartial; we do not receive commissions or payments from any auto insurer. Our sole commitment is to help our customers secure a policy that meets their needs at an affordable rate.
Insurance CompanyLowest RatesLamborghini Urus
ERIE

ERIE offers comprehensive auto insurance coverage

$1,694$2,824 Get Quotes Agents Call
Auto-Owners

Auto-Owners has competitive rates in .

$1,571$2,619 Get Quotes Agents Call
Allstate

Allstate can meet its financial and claims obligations easily.

$1,972$3,286 Get Quotes Agents Call
American Family

Quality coverage, competitive rates from an industry leader.

$1,849$3,081 Get Quotes Agents Call
Farmers

Great coverage options backed by a knowledgeable, professional team.

$2,156$3,594 Get Quotes Agents Call
GEICO

Wide range of coverage, competitive rates, an experienced customer service.

$2,311$3,851 Get Quotes Agents Call
Liberty Mutual

Usage-based car insurance programs, competitive rates

$2,464$4,107 Get Quotes Agents Call
Nationwide

Very cheap car insurance rates when adding a teen driver to a policy.

$2,618$4,364 Get Quotes Agents Call
Progressive

Smart choice for high-risk drivers.

$2,773$4,621 Get Quotes Agents Call
State Farm

Good discount opportunities for students and teens.

$2,927$4,878 Get Quotes Agents Call
Travelers

Below-average insurance rates, well-rated for claims handling.

$3,235$5,391 Get Quotes Agents Call
USAA

High customer satisfaction scores.

$3,389$5,648 Get Quotes Agents Call

How much is 2020 Lamborghini Urus Car Insurance in Your State?

Who has the cheapest rates for this gas Urus?

Want to learn more about what kind of coverage you can expect for a 2020 gas version of Lamborghini Urus with 650 horsepower in your State? Look no further. Our table outlines the cost involved, taking into consideration legal minimum requirements, average rates in each state and other factors such as minimal full coverage premiums. As an example, the average driver in California pays approximately $2,846 a year for basic liability coverage. Florida drivers can expect to pay around $2,992 per annum for Toyota Camry policies and Texans tend to get lower rates of about $2,772 each year. To get the exact rates for your region (ZIPCode) and vehicle, it is recommended to get online quotes from multiple insurance carriers and compare their offerings.
How much does it cost to insure 2020 Lamborghini Urus, (base) (SUV) in Your State?
Your State Requirements 2020 Lamborghini Urus
Alabama 25/50/25 $2,702 Your Rates? Get Quotes
Alaska 50/100/25 $2,690 Your Rates? Get Quotes
Arizona 25/50/15 $2,662 Your Rates? Get Quotes
Arkansas 25/50/25 $2,814 Your Rates? Get Quotes
California 15/30/5 $2,846 Your Rates? Get Quotes
Colorado 25/50/15 $2,860 Your Rates? Get Quotes
Connecticut 25/50/25 $2,790 Your Rates? Get Quotes
Delaware 25/50/10 $2,754 Your Rates? Get Quotes
District of Columbia 25/50/10 $2,794 Your Rates? Get Quotes
Florida 10/20/10 $2,992 Your Rates? Get Quotes
Georgia 25/50/25 $2,838 Your Rates? Get Quotes
Guam 25/50/20 $2,394 Your Rates? Get Quotes
Hawaii 20/40/10 $2,506 Your Rates? Get Quotes
Idaho 25/50/15 $2,490 Your Rates? Get Quotes
Illinois 25/50/20 $2,634 Your Rates? Get Quotes
Indiana 25/50/25 $2,546 Your Rates? Get Quotes
Iowa 20/40/15 $2,566 Your Rates? Get Quotes
Kansas 25/50/25 $2,742 Your Rates? Get Quotes
Kentucky 25/50/25 $2,904 Your Rates? Get Quotes
Louisiana 15/30/25 $3,144 Your Rates? Get Quotes
Maine 50/100/25 $2,438 Your Rates? Get Quotes
Maryland 30/60/15 $2,802 Your Rates? Get Quotes
Massachusetts 20/40/5 $2,544 Your Rates? Get Quotes
Michigan 50/100/10 $2,976 Your Rates? Get Quotes
Minnesota 30/60/10 $2,711 Your Rates? Get Quotes
Mississippi 25/50/25 $2,769 Your Rates? Get Quotes
Missouri 25/50/25 $2,718 Your Rates? Get Quotes
Montana 25/50/20 $2,749 Your Rates? Get Quotes
Nebraska 25/50/25 $2,669 Your Rates? Get Quotes
Nevada 25/50/20 $2,950 Your Rates? Get Quotes
New Hampshire 25/50/25 $2,565 Your Rates? Get Quotes
New Jersey 15/30/5 $2,756 Your Rates? Get Quotes
New Mexico 25/50/10 $2,614 Your Rates? Get Quotes
New York 25/50/10 $2,948 Your Rates? Get Quotes
North Carolina 30/60/25 $2,582 Your Rates? Get Quotes
North Dakota 25/50/25 $2,558 Your Rates? Get Quotes
Ohio 25/50/25 $2,466 Your Rates? Get Quotes
Oklahoma 25/50/25 $2,802 Your Rates? Get Quotes
Oregon 25/50/20 $2,573 Your Rates? Get Quotes
Pennsylvania 15/30/5 $2,634 Your Rates? Get Quotes
Puerto Rico 3/3/3 $2,574 Your Rates? Get Quotes
Rhode Island 25/50/25 $2,862 Your Rates? Get Quotes
South Carolina 25/50/25 $2,660 Your Rates? Get Quotes
South Dakota 25/50/25 $2,710 Your Rates? Get Quotes
Tennessee 25/50/15 $2,568 Your Rates? Get Quotes
Texas 30/60/25 $2,772 Your Rates? Get Quotes
Utah 25/65/15 $2,578 Your Rates? Get Quotes
Vermont 25/50/10 $2,534 Your Rates? Get Quotes
Virgin Islands 10/25/10 $2,682 Your Rates? Get Quotes
Virginia 30/60/20 $2,574 Your Rates? Get Quotes
Washington 25/50/10 $2,522 Your Rates? Get Quotes
West Virginia 25/50/25 $2,654 Your Rates? Get Quotes
Wisconsin 25/50/10 $2,526 Your Rates? Get Quotes
Wyoming 25/50/20 $2,650 Your Rates? Get Quotes

Compare insurance premiums across all Lamborghini Urus models

The same car models can have annual insurance policies that differ by hundreds of dollars. We'll explain why.

Lamborghini Urus car insurance rates can vary depending on the model of car you own. Insurance companies often times charge higher rates for luxury or sports cars because they are considered to be a higher risk. In the table below, you can find all trim versions of the Urus model of the Lamborghini brand, including average prices for an annual policy. As you can see, different variants of your model are valued differently by insurance companies. However, there are ways to compare rates and find the best policy for you and your vehicle. When shopping for car insurance, it is important to compare rates from multiple companies. Some insurers will offer discounts for certain features of your car, such as safety features or anti-theft devices. It is also important to consider the type of coverage you need. If you live in an area with a lot of traffic, you may want to purchase comprehensive or collision coverage.
Compare insurance rates for all trim levels...
Year Average Rates
2021 Lamborghini Urus, (base)

4dr SUV AWD (4.0L 8cyl Turbo 8A)

$4,452 Your Rates? Get Quotes
2020 Lamborghini Urus, (base)

4dr SUV AWD (4.0L 8cyl Turbo 8A)

$4,306 Your Rates? Get Quotes
2019 Lamborghini Urus, (base)

4dr SUV AWD (4.0L 8cyl Turbo 8A)

$2,833 Your Rates? Get Quotes

2020 "(base)" Insurance Rates by Age & Gender

How your age affects car insurance costs for this vehicle?

The Urus's annual car insurance premium costs an average of $5,134. As seen in the table below, 16-year old drivers have to shell out a whopping $13,349 for their "Lariat" trim level policy - the highest rate among all age groups. Until the age of 19, this amount decreases only minimally, and twenty-year-old "male" insureds pay a monthly insurance amount of $693. On the other hand, seniors aged 55+ with good record on driving can get this type of coverage at its lowest price possible, approx. $3,851 annually. While gender does affect rates slightly too; it is ultimately the driver's age that has a greater influence on insurance premiums. By taking advantage of all the right factors - such as being over 30, choose the ideal insurance company, having a stellar credit history, no past driving violations, high enough deductible and living in an area with low crime rates - you could be paying just $2,136 for collision coverage plus $534 for comprehensive coverage on your Ford Maverick annually. If you opt to get full car insurance protection, this will total up to only $2,670 per year!
Finding the right auto insurance for this model of Urus can be a tricky process that requires research. Make sure to consider important factors such as coverage needs, deductible options, discounts or loyalty programs available, and customer service ratings of the company you choose. Crucially - especially for younger drivers - make sure to shop around different insurers in order get the best rate possible!
TeenagersFemaleMale
16 years old$12,836$13,555
17 years old$12,579$13,247
18 years old$12,374$12,887
19 years old$11,809$12,271
AdultsFemaleMale
20 years old$7,958$8,318
21 years old$7,496$7,804
22 years old$7,034$7,188
23 years old$6,623$6,726
24 years old$6,161$6,367
25 years old$4,878$5,648
30 years old$4,621$4,929
35 years old$4,416$4,570
40 years old$4,107$4,313
45 years old$4,056$4,159
50 years old$3,953$4,005
55 years old$3,697$3,851
SeniorsFemaleMale
60 years old$3,645$3,953
65 years old$3,543$3,748
70 years old$4,159$4,313
75 years old$4,672$4,826

How do deductibles influence your insurance premiums?

The amount of your deductible can significantly affect the cost of your insurance premium.

For a 2020 Lamborghini Urus (base) raising your car insurance deductible to $1000 may help you save up to 22% on collision and comprehensive coverage. That would mean an annual premium of approximately $4,005 - saving you money upfront! However, if a lower deductible is more budget-friendly for you right now, choosing one of just $100 can still provide some discount off the total policy annually (often as much as 2%), leaving only about $5,032 yearly or around $419 monthly in payments. Ultimately it's all about finding a balance between what works best for your wallet and how much risk you're willing to take on. By selecting a deductible of $2000 for this model of Urus, your collision coverage will be around $2,136 and comprehensive premium should come in at just under $534.
This table provides an analysis of the cost between Lamborghini Urus (base) collision and comprehensive premiums based on the amount of your deductible. It's more budget-friendly to set a higher deductible for collision coverage, since it comprises almost three times as much of the premium cost when compared to comprehensive insurance. Conversely, you'll want to select a low deductible for your extensive coverage in order to save even more money.
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

$4,518$1,130 Get Quotes
$50

1% deductibles discount

$4,066$1,017 Get Quotes
$100

2% deductibles discount

$4,025$1,006 Get Quotes
$150

3% deductibles discount

$3,984$996 Get Quotes
$200

5% deductibles discount

$3,902$976 Get Quotes
$250

7% deductibles discount

$3,820$955 Get Quotes
$300

9% deductibles discount

$3,738$934 Get Quotes
$500

15% deductibles discount

$3,491$873 Get Quotes
$1000

22% deductibles discount

$3,204$801 Get Quotes
$2000

48% deductibles discount

$2,136$534 Get Quotes

FAQ & Answers

related to car insurance of 2020 Lamborghini Urus, (base)

Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

Let's insure the most popular vehicles in U.S

Tesla Model Y Tesla Model Y
The Tesla Model Y, known for its cutting-edge technology and sleek design, comes with a surprising twist – a staggering average insurance cost of $2,878 per year, almost doubling the rates of other car models at $1,451.…
Toyota Camry Toyota Camry car insurance - popular white color
For adults, an annual insurance policy for a Toyota Camry costs $1,350 - that's only $112 each month! Unfortunately, teens and young drivers must pay much more than adults; their average rate is around $2,420 annu…
Ford F-150 Ford f-150 car insurance rates for blue version, cross
If you own a Ford F-150, you're in luck! The average insurance for this model comes in at $1,120 per year - that's more than $255 less than the national average. Insurance costs could range from u…
Ford Mustang Ford Mustang - car insurance - red color, dust, smooth, front, lights
Ford Mustang is a popular car, and it is no different when it comes to car insurance. For adults, the Ford Mustang may be more expensive to insure than other vehicles, but it can still be a good o…

Type Your Location ...and Get Better Car Insurance

Type Your Car Model ...and Find Your Rates

© 2023 RevealQuotes.com