Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

MINI Car Insurance Rates

Choose the right model of your MINI, select the desired trim level and find the best auto insurance rates!

Find an exact MINI model below rates are valid for April 2024
The table below shows all of the different models and trim levels for MINI vehicles. You can see which one matches your needs by looking at their lowest and average car insurance rates and coverage requirements. We can help you compare MINI car insurance quotes from local insurers who offer competitive auto insurance packages compared to nationwide American insurance companies!
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

Compare auto insurance quotes for your model of MINI

Average annual cost of car insurance for individual versions and trim levels of this vehicle.
Year Model & Trim Average Annual Rates
2022 MINI Countryman, Cooper ALL4

Cooper ALL4 4dr Wagon AWD (1.5L 3cyl Turbo 8A)

 $1,643 Your Rates? Get Quotes
2022 MINI Countryman, Cooper Oxford

Cooper Oxford 4dr Wagon (1.5L 3cyl Turbo 7AM)

 $1,277 Your Rates? Get Quotes
2022 MINI Hardtop 2 Door, Cooper

Cooper 2dr Hatchback (1.5L 3cyl Turbo 6M)

 $1,270 Your Rates? Get Quotes
2022 MINI Countryman, Cooper Oxford ALL4

Cooper Oxford ALL4 4dr Wagon AWD (1.5L 3cyl Turbo 8A)

 $1,561 Your Rates? Get Quotes
2022 MINI Hardtop 2 Door, John Cooper Works

John Cooper Works 2dr Hatchback (2.0L 4cyl Turbo 6M)

 $2,091 Your Rates? Get Quotes
2022 MINI Hardtop 2 Door, Cooper S

Cooper S 2dr Hatchback (2.0L 4cyl Turbo 6M)

 $1,344 Your Rates? Get Quotes
2022 MINI Clubman, Cooper S

Cooper S 4dr Hatchback (2.0L 4cyl Turbo 6M)

 $1,344 Your Rates? Get Quotes
2022 MINI Hardtop 2 Door, Cooper SE

Cooper SE 2dr Hatchback (electric DD)

 $1,344 Your Rates? Get Quotes
2022 MINI Clubman, Cooper S ALL4

Cooper S ALL4 4dr Hatchback AWD (2.0L 4cyl Turbo 8A)

 $1,643 Your Rates? Get Quotes
2022 MINI Hardtop 2 Door, Cooper Oxford

Cooper Oxford 2dr Hatchback (1.5L 3cyl Turbo 6M)

 $1,270 Your Rates? Get Quotes
2022 MINI Clubman, John Cooper Works ALL4

John Cooper Works ALL4 4dr Hatchback AWD (2.0L 4cyl Turbo 8A)

 $2,072 Your Rates? Get Quotes
2022 MINI Hardtop 4 Door, Cooper

Cooper 4dr Hatchback (1.5L 3cyl Turbo 6M)

 $1,270 Your Rates? Get Quotes
2022 MINI Hardtop 4 Door, Cooper S

Cooper S 4dr Hatchback (2.0L 4cyl Turbo 6M)

 $1,344 Your Rates? Get Quotes
2022 MINI Countryman, Cooper S

Cooper S 4dr Wagon (2.0L 4cyl Turbo 7AM)

 $1,643 Your Rates? Get Quotes
2022 MINI Hardtop 4 Door, Cooper Oxford

Cooper Oxford 4dr Hatchback (1.5L 3cyl Turbo 6M)

 $1,270 Your Rates? Get Quotes
2022 MINI Convertible, Cooper

Cooper 2dr Convertible (1.5L 3cyl Turbo 6M)

 $1,344 Your Rates? Get Quotes
2022 MINI Countryman, John Cooper Works ALL4

John Cooper Works ALL4 4dr Wagon AWD (2.0L 4cyl Turbo 8A)

 $2,129 Your Rates? Get Quotes
2022 MINI Convertible, Cooper S

Cooper S 2dr Convertible (2.0L 4cyl Turbo 6M)

 $1,643 Your Rates? Get Quotes
2022 MINI Countryman, Cooper S ALL4

Cooper S ALL4 4dr Wagon AWD (2.0L 4cyl Turbo 8A)

 $1,643 Your Rates? Get Quotes
2022 MINI Convertible, John Cooper Works

John Cooper Works 2dr Convertible (2.0L 4cyl Turbo 8A)

 $2,072 Your Rates? Get Quotes
Your Rates by: Your Trim  |  Deductibles


How deductibles affect your MINI Countryman rates?

The amount of your deductible can significantly affect the cost of your insurance premium.

If you own a Countryman (e.g.: Cooper ALL4) , take the opportunity to save up to 22% on both collision and comprehensive coverage! By raising your deductible from $500 to $1000, you can expect an annual premium of around $1,282.. When it comes down to making the best choice for you and your wallet - risk assessment is key. For instance: A higher deductible of $2000 will make sure that collision coverage only costs approximately $684 per year while comprehensive premiums are typically just below 171 dollars annually.
With this table, you can examine the MINI Countryman (Cooper ALL4) collision and comprehensive premiums based on your deductible amount. While it is more budget-friendly to opt for a high deductible if selecting collision coverage (as it makes up nearly three times as much of the premium cost than comprehensive insurance), choosing a low deductible while securing extensive coverage will help save even more money!
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

 $1,446$361 Get Quotes
$100

2% deductibles discount

 $1,288$322 Get Quotes
$200

5% deductibles discount

 $1,249$312 Get Quotes
$300

9% deductibles discount

 $1,196$299 Get Quotes
$500

15% deductibles discount

 $1,117$279 Get Quotes
$1000

22% deductibles discount

 $1,025$256 Get Quotes
$2000

48% deductibles discount

 $684$171 Get Quotes

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