Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

smart Car Insurance Rates

Choose the right model of your smart, select the desired trim level and find the best auto insurance rates!

Find an exact smart model below rates are valid for December 2024
The table below shows all of the different models and trim levels for smart vehicles. You can see which one matches your needs by looking at their lowest and average car insurance rates and coverage requirements. We can help you compare smart car insurance quotes from local insurers who offer competitive auto insurance packages compared to nationwide American insurance companies!
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

Compare auto insurance quotes for your model of smart

Average annual cost of car insurance for individual versions and trim levels of this vehicle.
Year Model & Trim Average Annual Rates
2019 smart EQ fortwo, pure

pure 2dr Hatchback (electric DD)

 $825 Your Rates? Get Quotes
2019 smart EQ fortwo, passion

passion 2dr Hatchback (electric DD)

 $874 Your Rates? Get Quotes
2019 smart EQ fortwo, prime

prime 2dr Hatchback (electric DD)

 $874 Your Rates? Get Quotes
2019 smart EQ fortwo, passion

passion 2dr Convertible (electric DD)

 $874 Your Rates? Get Quotes
2019 smart EQ fortwo, prime

prime 2dr Convertible (electric DD)

 $874 Your Rates? Get Quotes
2018 smart fortwo, electric drive pure

electric drive pure 2dr Hatchback (electric DD)

 $756 Your Rates? Get Quotes
2018 smart fortwo, electric drive passion

electric drive passion 2dr Hatchback (electric DD)

 $801 Your Rates? Get Quotes
2018 smart fortwo, electric drive prime

electric drive prime 2dr Hatchback (electric DD)

 $801 Your Rates? Get Quotes
2018 smart fortwo, electric drive passion

electric drive passion 2dr Convertible (electric DD)

 $801 Your Rates? Get Quotes
2018 smart fortwo, electric drive prime

electric drive prime 2dr Convertible (electric DD)

 $801 Your Rates? Get Quotes
2017 smart fortwo, prime

prime 2dr Convertible (.9L 3cyl Turbo 5M)

 $637 Your Rates? Get Quotes
2017 smart fortwo, proxy

proxy 2dr Convertible (.9L 3cyl Turbo 5M)

 $774 Your Rates? Get Quotes
2017 smart fortwo, electric drive pure

electric drive pure 2dr Hatchback (electric DD)

 $735 Your Rates? Get Quotes
2017 smart fortwo, electric drive passion

electric drive passion 2dr Hatchback (electric DD)

 $778 Your Rates? Get Quotes
2017 smart fortwo, electric drive prime

electric drive prime 2dr Hatchback (electric DD)

 $778 Your Rates? Get Quotes
2017 smart fortwo, electric drive passion

electric drive passion 2dr Convertible (electric DD)

 $778 Your Rates? Get Quotes
2017 smart fortwo, electric drive prime

electric drive prime 2dr Convertible (electric DD)

 $778 Your Rates? Get Quotes
2017 smart fortwo, pure

pure 2dr Hatchback (.9L 3cyl Turbo 5M)

 $637 Your Rates? Get Quotes
2017 smart fortwo, passion

passion 2dr Hatchback (.9L 3cyl Turbo 5M)

 $637 Your Rates? Get Quotes
2017 smart fortwo, prime

prime 2dr Hatchback (.9L 3cyl Turbo 5M)

 $637 Your Rates? Get Quotes
Your Rates by: Your Trim  |  Deductibles


How deductibles affect your smart EQ fortwo rates?

The amount of your deductible can significantly affect the cost of your insurance premium.

If you own a EQ fortwo (e.g.: pure) , take the opportunity to save up to 22% on both collision and comprehensive coverage! By raising your deductible from $500 to $1000, you can expect an annual premium of around $644.. When it comes down to making the best choice for you and your wallet - risk assessment is key. For instance: A higher deductible of $2000 will make sure that collision coverage only costs approximately $343 per year while comprehensive premiums are typically just below 86 dollars annually.
With this table, you can examine the smart EQ fortwo (pure) collision and comprehensive premiums based on your deductible amount. While it is more budget-friendly to opt for a high deductible if selecting collision coverage (as it makes up nearly three times as much of the premium cost than comprehensive insurance), choosing a low deductible while securing extensive coverage will help save even more money!
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

 $726$182 Get Quotes
$100

2% deductibles discount

 $647$162 Get Quotes
$200

5% deductibles discount

 $627$157 Get Quotes
$300

9% deductibles discount

 $601$150 Get Quotes
$500

15% deductibles discount

 $561$140 Get Quotes
$1000

22% deductibles discount

 $515$129 Get Quotes
$2000

48% deductibles discount

 $343$86 Get Quotes

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