Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

Toyota 4Runner Car Insurance Rates

Compare auto insurance rates for all 4Runner models of Toyota, shop around and buy the cheapest insurance policy in 2024.

Which Toyota 4Runner models have the lowest rates?

Let's see which version of the Toyota 4Runner has the best car insurance rates?

Less than $249 for full coverage? these rates are current as of 09/16/2024
Insurance rates vary by location, history of driving, and other variables; however, the Toyota 4Runner models outlined below generally feature some of the lowest insurance costs. These vehicles are typically older (these are circa 1996) with less modern safety features and cheaper repair options due to their lower MSRP values (usually not exceeding 0). Find your model in our database and we'll tell you how much you can save on your policy.
The table below contains a list of vehicles, their trim levels, including the year of manufacture and annual average car insurance rates. For more information and the cheapest offers, visit the detail of a specific vehicle. After clicking, you will find out who offers the cheapest auto insurance quotes for a given type of vehicle in your area.
Year Model & Trim Average Annual Rates
1996 Toyota 4Runner, (base)

Insurance cost with $500 deductibles in 2023

 $624 Find the lowest
1997 Toyota 4Runner, (base)

Insurance cost with $500 deductibles in 2023

 $624 Find the lowest
1998 Toyota 4Runner, (base)

Insurance cost with $500 deductibles in 2023

 $624 Find the lowest
1999 Toyota 4Runner, (base)

Insurance cost with $500 deductibles in 2023

 $605 Find the lowest
2000 Toyota 4Runner, (base)

Insurance cost with $500 deductibles in 2023

 $605 Find the lowest
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

Compare quotes for all Toyota 4Runner trim levels

How much does it cost to insure different variants of Toyota 4Runner?

Get Quotes Now (Save up to 60%) these rates are current as of 09/16/2024
The table below shows and compares all Toyota 4Runner models and their trim versions. Enter the trim name or type of equipment your car has to find the most advantageous auto insurance policy for your vehicle. Remember, that premium trim levels will cost more to repair or replace ($2,811 annually) in the event of an accident. So, it's important to consider your exact type and model when shopping for auto insurance. For drivers over 25 who have a clean driving record, solid credit rating, hefty deductibles and live in an area with low traffic congestion, insurance for full coverage on a Toyota 4Runner could cost less than $1,054 per year.
Average annual cost of car insurance for individual versions and trim levels of this vehicle.
Year Model & Trim Average Annual Rates
2022 Toyota 4Runner, TRD OFF-ROAD

TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,342 Your Rates? Get Quotes
2022 Toyota 4Runner, SR5 Premium

SR5 Premium 4dr SUV (4.0L 6cyl 5A)

 $2,342 Your Rates? Get Quotes
2022 Toyota 4Runner, Trail Special Edition

Trail Special Edition 4dr SUV (4.0L 6cyl 5A)

 $2,280 Your Rates? Get Quotes
2022 Toyota 4Runner, Limited

Limited 4dr SUV (4.0L 6cyl 5A)

 $2,426 Your Rates? Get Quotes
2022 Toyota 4Runner, TRD Sport

TRD Sport 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,342 Your Rates? Get Quotes
2022 Toyota 4Runner, TRD Sport

TRD Sport 4dr SUV (4.0L 6cyl 5A)

 $2,342 Your Rates? Get Quotes
2022 Toyota 4Runner, SR5

SR5 4dr SUV (4.0L 6cyl 5A)

 $2,280 Your Rates? Get Quotes
2022 Toyota 4Runner, TRD OFF-ROAD Premium

TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,342 Your Rates? Get Quotes
2022 Toyota 4Runner, Limited

Limited 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,426 Your Rates? Get Quotes
2022 Toyota 4Runner, Trail Special Edition

Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,342 Your Rates? Get Quotes
2022 Toyota 4Runner, TRD PRO

TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,510 Your Rates? Get Quotes
2022 Toyota 4Runner, SR5

SR5 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,280 Your Rates? Get Quotes
2022 Toyota 4Runner, SR5 Premium

SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,342 Your Rates? Get Quotes
2021 Toyota 4Runner, TRD OFF-ROAD Premium

TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,041 Your Rates? Get Quotes
2021 Toyota 4Runner, TRD PRO

TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,187 Your Rates? Get Quotes
2021 Toyota 4Runner, Trail Special Edition

Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

 $2,041 Your Rates? Get Quotes
2021 Toyota 4Runner, Trail Special Edition

Trail Special Edition 4dr SUV (4.0L 6cyl 5A)

 $1,986 Your Rates? Get Quotes
2021 Toyota 4Runner, SR5

SR5 4dr SUV (4.0L 6cyl 5A)

 $1,986 Your Rates? Get Quotes
2021 Toyota 4Runner, SR5

SR5 4dr SUV 4WD (4.0L 6cyl 5A)

 $1,986 Your Rates? Get Quotes
2021 Toyota 4Runner, Nightshade Special Edition

Nightshade Special Edition 4dr SUV (4.0L 6cyl 5A)

 $2,114 Your Rates? Get Quotes
Your Rates by: Your Trim  |  Deductibles


How deductibles affect your Toyota 4Runner rates?

The amount of your deductible can significantly affect the cost of your insurance premium.

If you own a 4Runner (e.g.: TRD OFF-ROAD) , take the opportunity to save up to 22% on both collision and comprehensive coverage! By raising your deductible from $500 to $1000, you can expect an annual premium of around $1,827.. When it comes down to making the best choice for you and your wallet - risk assessment is key. For instance: A higher deductible of $2000 will make sure that collision coverage only costs approximately $974 per year while comprehensive premiums are typically just below 244 dollars annually.
With this table, you can examine the Toyota 4Runner (TRD OFF-ROAD) collision and comprehensive premiums based on your deductible amount. While it is more budget-friendly to opt for a high deductible if selecting collision coverage (as it makes up nearly three times as much of the premium cost than comprehensive insurance), choosing a low deductible while securing extensive coverage will help save even more money!
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

 $2,061$515 Get Quotes
$100

2% deductibles discount

 $1,836$459 Get Quotes
$200

5% deductibles discount

 $1,780$445 Get Quotes
$300

9% deductibles discount

 $1,705$426 Get Quotes
$500

15% deductibles discount

 $1,593$398 Get Quotes
$1000

22% deductibles discount

 $1,462$365 Get Quotes
$2000

48% deductibles discount

 $974$244 Get Quotes

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