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Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

2022 Volkswagen Atlas Cross Sport, SEL R-Line Car Insurance Rates

How much does it cost to insure this gas SUV version of Volkswagen Atlas Cross Sport (235 hp) in 2024 and upcoming 2025?

The average cost to insure this trim level of 2022 Volkswagen Atlas Cross Sport is $2,307 per year, which is $192 monthly. If you're looking for the cheapest policies, we'll help you find out how much does it cost to insure gas version of Volkswagen Atlas Cross Sport SUV in 2023 and compare offers from different insurance companies in your area. Let's compare car insurance prices for the trim version "SEL R-Line" and similar types of Volkswagen model years 2022 with different equipment and safety features.

Less than $96 monthly?

The average cost to insure this trim level of 2022 Volkswagen Atlas Cross Sport is $2,307 per year, which represents a monthly cost of around $192. Depending on your age, location, driving history, mileage and credit score, the annual cost can drop to less than $1,154 annually. If you raise the deductible on this 2022 Atlas Cross Sport to $2000, your collision premium can drop to $960 annually and comprehensive coverage to less than $240 per year.

Specifications that may affect your rates.

The size and power of the engine, as well as other technical parameters of 2022 Volkswagen, Atlas Cross Sport affect your policies.

The table below showcases the decisive specifications of the Volkswagen, Atlas Cross Sport that have an effect on auto insurance premiums in your vicinity. These include engine power, cubic capacity and torque - all determinants for successful driving performance. Beyond its technical features, the most critical determinant of an auto insurance cost is undoubtedly that vehicle's sticker price. The model in consideration was valued at approximately $44,370.
SpecificationsParameter
Engine Size2.00
Horse Power (HP)235
Horse Power (RPM)5400
Engine Typegas
CylindersI4
Torque (RPM)1600
Pound-foot (torque)258
Transmission8-speed shiftable automatic
Fuel Typepremium unleaded (recommended)
Curb Weight4308
The Volkswagen  Atlas Cross Sport comes equipped with a number of innovative safety features that may be taken into consideration by certain insurance providers when calculating policy prices. However, remember that these improved security measures are not always advantageous -- contemporary technology can also result in higher premiums. Many modern safety features, like autonomous systems, radars, automatic brakes and advanced airbags are priced highly; however, there likely won't be much improvement in your insurance rates due to the fact that they factor in these potential costs.
How much will you pay for Volkswagen Atlas Cross Sport SEL R-Line car insurance based on your age, credibility and driving skills?
Lowest RatesAverage Rates
Average Drivers$1,615$2,307 Your Rates? Get Quotes
Good Drivers$923$1,384 Your Rates? Get Quotes
Teen Drivers$2,769$4,384 Your Rates? Get Quotes
Bad Credit$2,538$3,230 Your Rates? Get Quotes

Table of contents

2022 Volkswagen, Atlas Cross Sport, SEL R-Line: Rates by insurance company

Which insurer offers the most advantageous annual car insurance on this model of 2022 Atlas Cross Sport?

When you're searching for car insurance rates on a 2022 Volkswagen Atlas Cross Sport, SEL R-Line, don't waste your time comparing companies – we've already done the hard work! With competitive prices like ERIE's average annual rate of $1,269 and Allstate's at just $1,477 per year, why look any further? Farmers will charge around $1,615 each year while GEICO is slightly higher with an estimated cost of about $1,730. As a trouble-free driver with a harmless insurance history, you can get even lower rates of around $1,384 per year if you operate your 2022 Volkswagen Atlas Cross Sport, SEL R-Line in a low-traffic and safe location. Your rates will be even lower if you bundle your policy, have a good driving history and credit score. Discover the various model series and equipment types available for this car below!
This table allows you to compare car insurance rates for the 2022 Volkswagen, Atlas Cross Sport (SEL R-Line) from an extensive selection of insurers in your area. You can find out the cheapest prices, average annual costs and get instant quotes on the Atlas Cross Sport model (2022) right here! We are autonomous and impartial; we do not receive commissions or payments from any auto insurer. Our sole commitment is to help our customers secure a policy that meets their needs at an affordable rate.
Insurance CompanyLowest RatesVolkswagen Atlas Cross Sport
ERIE

ERIE offers comprehensive auto insurance coverage

$761$1,269 Get Quotes Agents Call
Auto-Owners

Auto-Owners has competitive rates in .

$706$1,177 Get Quotes Agents Call
Allstate

Allstate can meet its financial and claims obligations easily.

$886$1,477 Get Quotes Agents Call
American Family

Quality coverage, competitive rates from an industry leader.

$830$1,384 Get Quotes Agents Call
Farmers

Great coverage options backed by a knowledgeable, professional team.

$969$1,615 Get Quotes Agents Call
GEICO

Wide range of coverage, competitive rates, an experienced customer service.

$1,038$1,730 Get Quotes Agents Call
Liberty Mutual

Usage-based car insurance programs, competitive rates

$1,108$1,846 Get Quotes Agents Call
Nationwide

Very cheap car insurance rates when adding a teen driver to a policy.

$1,177$1,961 Get Quotes Agents Call
Progressive

Smart choice for high-risk drivers.

$1,246$2,076 Get Quotes Agents Call
State Farm

Good discount opportunities for students and teens.

$1,315$2,192 Get Quotes Agents Call
Travelers

Below-average insurance rates, well-rated for claims handling.

$1,454$2,423 Get Quotes Agents Call
USAA

High customer satisfaction scores.

$1,523$2,538 Get Quotes Agents Call

How much is 2022 Volkswagen Atlas Cross Sport Car Insurance in Your State?

Who has the cheapest rates for this gas Atlas Cross Sport?

Want to learn more about what kind of coverage you can expect for a 2022 gas version of Volkswagen Atlas Cross Sport with 235 horsepower in your State? Look no further. Our table outlines the cost involved, taking into consideration legal minimum requirements, average rates in each state and other factors such as minimal full coverage premiums. As an example, the average driver in California pays approximately $1,715 a year for basic liability coverage. Florida drivers can expect to pay around $1,861 per annum for Toyota Camry policies and Texans tend to get lower rates of about $1,641 each year. To get the exact rates for your region (ZIPCode) and vehicle, it is recommended to get online quotes from multiple insurance carriers and compare their offerings.
How much does it cost to insure 2022 Volkswagen Atlas Cross Sport, SEL R-Line (SUV) in Your State?
Your State Requirements 2022 Volkswagen Atlas Cross Sport
Alabama 25/50/25 $1,571 Your Rates? Get Quotes
Alaska 50/100/25 $1,559 Your Rates? Get Quotes
Arizona 25/50/15 $1,531 Your Rates? Get Quotes
Arkansas 25/50/25 $1,683 Your Rates? Get Quotes
California 15/30/5 $1,715 Your Rates? Get Quotes
Colorado 25/50/15 $1,729 Your Rates? Get Quotes
Connecticut 25/50/25 $1,659 Your Rates? Get Quotes
Delaware 25/50/10 $1,623 Your Rates? Get Quotes
District of Columbia 25/50/10 $1,663 Your Rates? Get Quotes
Florida 10/20/10 $1,861 Your Rates? Get Quotes
Georgia 25/50/25 $1,707 Your Rates? Get Quotes
Guam 25/50/20 $1,263 Your Rates? Get Quotes
Hawaii 20/40/10 $1,375 Your Rates? Get Quotes
Idaho 25/50/15 $1,359 Your Rates? Get Quotes
Illinois 25/50/20 $1,503 Your Rates? Get Quotes
Indiana 25/50/25 $1,415 Your Rates? Get Quotes
Iowa 20/40/15 $1,435 Your Rates? Get Quotes
Kansas 25/50/25 $1,611 Your Rates? Get Quotes
Kentucky 25/50/25 $1,773 Your Rates? Get Quotes
Louisiana 15/30/25 $2,013 Your Rates? Get Quotes
Maine 50/100/25 $1,307 Your Rates? Get Quotes
Maryland 30/60/15 $1,671 Your Rates? Get Quotes
Massachusetts 20/40/5 $1,413 Your Rates? Get Quotes
Michigan 50/100/10 $1,845 Your Rates? Get Quotes
Minnesota 30/60/10 $1,580 Your Rates? Get Quotes
Mississippi 25/50/25 $1,638 Your Rates? Get Quotes
Missouri 25/50/25 $1,587 Your Rates? Get Quotes
Montana 25/50/20 $1,618 Your Rates? Get Quotes
Nebraska 25/50/25 $1,538 Your Rates? Get Quotes
Nevada 25/50/20 $1,819 Your Rates? Get Quotes
New Hampshire 25/50/25 $1,434 Your Rates? Get Quotes
New Jersey 15/30/5 $1,625 Your Rates? Get Quotes
New Mexico 25/50/10 $1,483 Your Rates? Get Quotes
New York 25/50/10 $1,817 Your Rates? Get Quotes
North Carolina 30/60/25 $1,451 Your Rates? Get Quotes
North Dakota 25/50/25 $1,427 Your Rates? Get Quotes
Ohio 25/50/25 $1,335 Your Rates? Get Quotes
Oklahoma 25/50/25 $1,671 Your Rates? Get Quotes
Oregon 25/50/20 $1,442 Your Rates? Get Quotes
Pennsylvania 15/30/5 $1,503 Your Rates? Get Quotes
Puerto Rico 3/3/3 $1,443 Your Rates? Get Quotes
Rhode Island 25/50/25 $1,731 Your Rates? Get Quotes
South Carolina 25/50/25 $1,529 Your Rates? Get Quotes
South Dakota 25/50/25 $1,579 Your Rates? Get Quotes
Tennessee 25/50/15 $1,437 Your Rates? Get Quotes
Texas 30/60/25 $1,641 Your Rates? Get Quotes
Utah 25/65/15 $1,447 Your Rates? Get Quotes
Vermont 25/50/10 $1,403 Your Rates? Get Quotes
Virgin Islands 10/25/10 $1,551 Your Rates? Get Quotes
Virginia 30/60/20 $1,443 Your Rates? Get Quotes
Washington 25/50/10 $1,391 Your Rates? Get Quotes
West Virginia 25/50/25 $1,523 Your Rates? Get Quotes
Wisconsin 25/50/10 $1,395 Your Rates? Get Quotes
Wyoming 25/50/20 $1,519 Your Rates? Get Quotes

Compare insurance premiums across all Volkswagen Atlas Cross Sport models

The same car models can have annual insurance policies that differ by hundreds of dollars. We'll explain why.

Volkswagen Atlas Cross Sport car insurance rates can vary depending on the model of car you own. Insurance companies often times charge higher rates for luxury or sports cars because they are considered to be a higher risk. In the table below, you can find all trim versions of the Atlas Cross Sport model of the Volkswagen brand, including average prices for an annual policy. As you can see, different variants of your model are valued differently by insurance companies. However, there are ways to compare rates and find the best policy for you and your vehicle. When shopping for car insurance, it is important to compare rates from multiple companies. Some insurers will offer discounts for certain features of your car, such as safety features or anti-theft devices. It is also important to consider the type of coverage you need. If you live in an area with a lot of traffic, you may want to purchase comprehensive or collision coverage.
Compare insurance rates for all trim levels...
Year Average Rates
2022 Volkswagen Atlas Cross Sport, SEL Premium R-Line

SEL Premium R-Line 4dr SUV AWD (3.6L 6cyl 8A)

$2,510 Your Rates? Get Quotes
2022 Volkswagen Atlas Cross Sport, SEL

SEL 4dr SUV AWD (2.0L 4cyl Turbo 8A)

$2,342 Your Rates? Get Quotes
2022 Volkswagen Atlas Cross Sport, SEL

SEL 4dr SUV AWD (3.6L 6cyl 8A)

$2,342 Your Rates? Get Quotes
2022 Volkswagen Atlas Cross Sport, SE w/Technology

SE w/Technology 4dr SUV AWD (2.0L 4cyl Turbo 8A)

$2,280 Your Rates? Get Quotes
2022 Volkswagen Atlas Cross Sport, SEL R-Line Black

SEL R-Line Black 4dr SUV AWD (2.0L 4cyl Turbo 8A)

$2,342 Your Rates? Get Quotes
2022 Volkswagen Atlas Cross Sport, SE

SE 4dr SUV AWD (2.0L 4cyl Turbo 8A)

$2,280 Your Rates? Get Quotes
2022 Volkswagen Atlas Cross Sport, SEL R-Line

SEL R-Line 4dr SUV AWD (3.6L 6cyl 8A)

$2,426 Your Rates? Get Quotes
2022 Volkswagen Atlas Cross Sport, SE w/Technology

SE w/Technology 4dr SUV (2.0L 4cyl Turbo 8A)

$2,280 Your Rates? Get Quotes
2022 Volkswagen Atlas Cross Sport, SEL R-Line Black

SEL R-Line Black 4dr SUV AWD (3.6L 6cyl 8A)

$2,426 Your Rates? Get Quotes
2022 Volkswagen Atlas Cross Sport, SE w/Technology

SE w/Technology 4dr SUV AWD (3.6L 6cyl 8A)

$2,342 Your Rates? Get Quotes

2022 "SEL R-Line" Insurance Rates by Age & Gender

How your age affects car insurance costs for this vehicle?

The Atlas Cross Sport's annual car insurance premium costs an average of $2,307. As seen in the table below, 16-year old drivers have to shell out a whopping $5,999 for their "Lariat" trim level policy - the highest rate among all age groups. Until the age of 19, this amount decreases only minimally, and twenty-year-old "male" insureds pay a monthly insurance amount of $311. On the other hand, seniors aged 55+ with good record on driving can get this type of coverage at its lowest price possible, approx. $1,730 annually. While gender does affect rates slightly too; it is ultimately the driver's age that has a greater influence on insurance premiums. By taking advantage of all the right factors - such as being over 30, choose the ideal insurance company, having a stellar credit history, no past driving violations, high enough deductible and living in an area with low crime rates - you could be paying just $960 for collision coverage plus $240 for comprehensive coverage on your Ford Maverick annually. If you opt to get full car insurance protection, this will total up to only $1,200 per year!
Finding the right auto insurance for this model of Atlas Cross Sport can be a tricky process that requires research. Make sure to consider important factors such as coverage needs, deductible options, discounts or loyalty programs available, and customer service ratings of the company you choose. Crucially - especially for younger drivers - make sure to shop around different insurers in order get the best rate possible!
TeenagersFemaleMale
16 years old$5,768$6,091
17 years old$5,653$5,952
18 years old$5,560$5,791
19 years old$5,306$5,514
AdultsFemaleMale
20 years old$3,576$3,738
21 years old$3,368$3,507
22 years old$3,161$3,230
23 years old$2,976$3,022
24 years old$2,769$2,861
25 years old$2,192$2,538
30 years old$2,076$2,215
35 years old$1,984$2,053
40 years old$1,846$1,938
45 years old$1,823$1,869
50 years old$1,777$1,800
55 years old$1,661$1,730
SeniorsFemaleMale
60 years old$1,638$1,777
65 years old$1,592$1,684
70 years old$1,869$1,938
75 years old$2,100$2,169

How do deductibles influence your insurance premiums?

The amount of your deductible can significantly affect the cost of your insurance premium.

For a 2022 Volkswagen Atlas Cross Sport SEL R-Line raising your car insurance deductible to $1000 may help you save up to 22% on collision and comprehensive coverage. That would mean an annual premium of approximately $1,800 - saving you money upfront! However, if a lower deductible is more budget-friendly for you right now, choosing one of just $100 can still provide some discount off the total policy annually (often as much as 2%), leaving only about $2,261 yearly or around $188 monthly in payments. Ultimately it's all about finding a balance between what works best for your wallet and how much risk you're willing to take on. By selecting a deductible of $2000 for this model of Atlas Cross Sport, your collision coverage will be around $960 and comprehensive premium should come in at just under $240.
This table provides an analysis of the cost between Volkswagen Atlas Cross Sport SEL R-Line collision and comprehensive premiums based on the amount of your deductible. It's more budget-friendly to set a higher deductible for collision coverage, since it comprises almost three times as much of the premium cost when compared to comprehensive insurance. Conversely, you'll want to select a low deductible for your extensive coverage in order to save even more money.
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

$2,030$508 Get Quotes
$50

1% deductibles discount

$1,827$457 Get Quotes
$100

2% deductibles discount

$1,809$452 Get Quotes
$150

3% deductibles discount

$1,790$448 Get Quotes
$200

5% deductibles discount

$1,753$438 Get Quotes
$250

7% deductibles discount

$1,717$429 Get Quotes
$300

9% deductibles discount

$1,680$420 Get Quotes
$500

15% deductibles discount

$1,569$392 Get Quotes
$1000

22% deductibles discount

$1,440$360 Get Quotes
$2000

48% deductibles discount

$960$240 Get Quotes

FAQ & Answers

related to car insurance of 2022 Volkswagen Atlas Cross Sport, SEL R-Line

Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

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