How much car insurance rates vary by state: comprehensive guide with quotations

Average & Lowest Car Insurance Rates by State

Car insurance rates according to the State, including minimum requirements.

Let us make your journey into auto insurance in the United States a breeze! Our accessible guide will not only help you compare policies from all U.S.-based insurers, including smaller regional ones that offer competitive rates - but also find you the most affordable options according to where you live or what type of car model you drive. Don't wait any longer and use our search box or links below to start comparing now! Take a look at the table below to explore all of the details on auto insurance across each U.S. state, including average and lowest rates as well as minimum requirements.

Average & Lowest Car Insurance Rates by State
Your State	Requirements	Average Rates	Lowest Rates
Alabama	25/50/25	$1,575	$630 Your Rates? Get Best Quotes
Alaska	50/100/25	$1,587	$635 Your Rates? Get Best Quotes
Arizona	25/50/15	$1,496	$598 Your Rates? Get Best Quotes
Arkansas	25/50/25	$1,882	$753 Your Rates? Get Best Quotes
California	15/30/5	$1,821	$728 Your Rates? Get Best Quotes
Colorado	25/50/15	$2,007	$803 Your Rates? Get Best Quotes
Connecticut	25/50/25	$1,728	$691 Your Rates? Get Best Quotes
Delaware	25/50/10	$1,681	$672 Your Rates? Get Best Quotes
District of Columbia	25/50/10	$1,819	$728 Your Rates? Get Best Quotes
Florida	10/20/10	$2,187	$875 Your Rates? Get Best Quotes
Georgia	25/50/25	$1,896	$758 Your Rates? Get Best Quotes
Guam	25/50/20	$847	$339 Your Rates? Get Best Quotes
Hawaii	20/40/10	$1,117	$447 Your Rates? Get Best Quotes
Idaho	25/50/15	$1,047	$419 Your Rates? Get Best Quotes
Illinois	25/50/20	$1,414	$566 Your Rates? Get Best Quotes
Indiana	25/50/25	$1,185	$474 Your Rates? Get Best Quotes
Iowa	20/40/15	$1,232	$493 Your Rates? Get Best Quotes
Kansas	25/50/25	$1,720	$688 Your Rates? Get Best Quotes
Kentucky	25/50/25	$2,068	$827 Your Rates? Get Best Quotes
Louisiana	15/30/25	$2,564	$1,026 Your Rates? Get Best Quotes
Maine	50/100/25	$966	$386 Your Rates? Get Best Quotes
Maryland	30/60/15	$1,836	$734 Your Rates? Get Best Quotes
Massachusetts	20/40/5	$1,175	$470 Your Rates? Get Best Quotes
Michigan	50/100/10	$2,181	$872 Your Rates? Get Best Quotes
Minnesota	30/60/10	$1,617	$647 Your Rates? Get Best Quotes
Mississippi	25/50/25	$1,759	$704 Your Rates? Get Best Quotes
Missouri	25/50/25	$1,544	$618 Your Rates? Get Best Quotes
Montana	25/50/20	$1,738	$695 Your Rates? Get Best Quotes
Nebraska	25/50/25	$1,538	$615 Your Rates? Get Best Quotes
Nevada	25/50/20	$2,188	$875 Your Rates? Get Best Quotes
New Hampshire	25/50/25	$1,272	$509 Your Rates? Get Best Quotes
New Jersey	15/30/5	$1,699	$680 Your Rates? Get Best Quotes
New Mexico	25/50/10	$1,385	$554 Your Rates? Get Best Quotes
New York	25/50/10	$2,146	$858 Your Rates? Get Best Quotes
North Carolina	30/60/25	$1,276	$510 Your Rates? Get Best Quotes
North Dakota	25/50/25	$1,248	$499 Your Rates? Get Best Quotes
Ohio	25/50/25	$1,030	$412 Your Rates? Get Best Quotes
Oklahoma	25/50/25	$1,712	$685 Your Rates? Get Best Quotes
Oregon	25/50/20	$1,298	$519 Your Rates? Get Best Quotes
Pennsylvania	15/30/5	$1,452	$581 Your Rates? Get Best Quotes
Puerto Rico	3/3/3	$1,217	$487 Your Rates? Get Best Quotes
Rhode Island	25/50/25	$1,968	$787 Your Rates? Get Best Quotes
South Carolina	25/50/25	$1,483	$593 Your Rates? Get Best Quotes
South Dakota	25/50/25	$1,622	$649 Your Rates? Get Best Quotes
Tennessee	25/50/15	$1,285	$514 Your Rates? Get Best Quotes
Texas	30/60/25	$1,687	$675 Your Rates? Get Best Quotes
Utah	25/65/15	$1,298	$519 Your Rates? Get Best Quotes
Vermont	25/50/10	$1,198	$479 Your Rates? Get Best Quotes
Virgin Islands	10/25/10	$1,560	$624 Your Rates? Get Best Quotes
Virginia	30/60/20	$1,297	$519 Your Rates? Get Best Quotes
Washington	25/50/10	$1,171	$468 Your Rates? Get Best Quotes
West Virginia	25/50/25	$1,482	$593 Your Rates? Get Best Quotes
Wisconsin	25/50/10	$1,124	$450 Your Rates? Get Best Quotes
Wyoming	25/50/20	$1,490	$596 Your Rates? Get Best Quotes

Average & Lowest Car Insurance Rates by State

Your State

Requirements

Average Rates

Lowest Rates

Alabama

25/50/25

$1,575

$630 Your Rates? Get Best Quotes

Alaska

50/100/25

$1,587