How much car insurance rates vary by state: comprehensive guide with quotations

Average & Lowest Car Insurance Rates by State

Car insurance rates according to the State, including minimum requirements.

Let us make your journey into auto insurance in the United States a breeze! Our accessible guide will not only help you compare policies from all U.S.-based insurers, including smaller regional ones that offer competitive rates - but also find you the most affordable options according to where you live or what type of car model you drive. Don't wait any longer and use our search box or links below to start comparing now! Take a look at the table below to explore all of the details on auto insurance across each U.S. state, including average and lowest rates as well as minimum requirements.

Average & Lowest Car Insurance Rates by State
Your State	Requirements	Average Rates	Lowest Rates
Alabama	25/50/25	$1,454	$582 Your Rates? Get Best Quotes
Alaska	50/100/25	$1,541	$616 Your Rates? Get Best Quotes
Arizona	25/50/15	$1,420	$568 Your Rates? Get Best Quotes
Arkansas	25/50/25	$1,882	$753 Your Rates? Get Best Quotes
California	15/30/5	$1,725	$690 Your Rates? Get Best Quotes
Colorado	25/50/15	$2,007	$803 Your Rates? Get Best Quotes
Connecticut	25/50/25	$1,736	$694 Your Rates? Get Best Quotes
Delaware	25/50/10	$1,548	$619 Your Rates? Get Best Quotes
District of Columbia	25/50/10	$1,796	$718 Your Rates? Get Best Quotes
Florida	10/20/10	$2,044	$818 Your Rates? Get Best Quotes
Georgia	25/50/25	$1,808	$723 Your Rates? Get Best Quotes
Guam	25/50/20	$854	$342 Your Rates? Get Best Quotes
Hawaii	20/40/10	$1,104	$442 Your Rates? Get Best Quotes
Idaho	25/50/15	$1,017	$407 Your Rates? Get Best Quotes
Illinois	25/50/20	$1,419	$568 Your Rates? Get Best Quotes
Indiana	25/50/25	$1,124	$450 Your Rates? Get Best Quotes
Iowa	20/40/15	$1,224	$490 Your Rates? Get Best Quotes
Kansas	25/50/25	$1,687	$675 Your Rates? Get Best Quotes
Kentucky	25/50/25	$2,055	$822 Your Rates? Get Best Quotes
Louisiana	15/30/25	$2,458	$983 Your Rates? Get Best Quotes
Maine	50/100/25	$961	$384 Your Rates? Get Best Quotes
Maryland	30/60/15	$1,836	$734 Your Rates? Get Best Quotes
Massachusetts	20/40/5	$1,170	$468 Your Rates? Get Best Quotes
Michigan	50/100/10	$2,181	$872 Your Rates? Get Best Quotes
Minnesota	30/60/10	$1,617	$647 Your Rates? Get Best Quotes
Mississippi	25/50/25	$1,721	$688 Your Rates? Get Best Quotes
Missouri	25/50/25	$1,544	$618 Your Rates? Get Best Quotes
Montana	25/50/20	$1,721	$688 Your Rates? Get Best Quotes
Nebraska	25/50/25	$1,514	$606 Your Rates? Get Best Quotes
Nevada	25/50/20	$2,188	$875 Your Rates? Get Best Quotes
New Hampshire	25/50/25	$1,228	$491 Your Rates? Get Best Quotes
New Jersey	15/30/5	$1,678	$671 Your Rates? Get Best Quotes
New Mexico	25/50/10	$1,374	$550 Your Rates? Get Best Quotes
New York	25/50/10	$2,121	$848 Your Rates? Get Best Quotes
North Carolina	30/60/25	$1,245	$498 Your Rates? Get Best Quotes
North Dakota	25/50/25	$1,217	$487 Your Rates? Get Best Quotes
Ohio	25/50/25	$1,030	$412 Your Rates? Get Best Quotes
Oklahoma	25/50/25	$1,689	$676 Your Rates? Get Best Quotes
Oregon	25/50/20	$1,284	$514 Your Rates? Get Best Quotes
Pennsylvania	15/30/5	$1,417	$567 Your Rates? Get Best Quotes
Puerto Rico	3/3/3	$1,217	$487 Your Rates? Get Best Quotes
Rhode Island	25/50/25	$1,912	$765 Your Rates? Get Best Quotes
South Carolina	25/50/25	$1,483	$593 Your Rates? Get Best Quotes
South Dakota	25/50/25	$1,614	$646 Your Rates? Get Best Quotes
Tennessee	25/50/15	$1,225	$490 Your Rates? Get Best Quotes
Texas	30/60/25	$1,587	$635 Your Rates? Get Best Quotes
Utah	25/65/15	$1,298	$519 Your Rates? Get Best Quotes
Vermont	25/50/10	$1,198	$479 Your Rates? Get Best Quotes
Virgin Islands	10/25/10	$1,560	$624 Your Rates? Get Best Quotes
Virginia	30/60/20	$1,244	$498 Your Rates? Get Best Quotes
Washington	25/50/10	$1,117	$447 Your Rates? Get Best Quotes
West Virginia	25/50/25	$1,427	$571 Your Rates? Get Best Quotes
Wisconsin	25/50/10	$1,098	$439 Your Rates? Get Best Quotes
Wyoming	25/50/20	$1,399	$560 Your Rates? Get Best Quotes

Average & Lowest Car Insurance Rates by State

Your State

Requirements

Average Rates

Lowest Rates

Alabama

25/50/25

$1,454

$582 Your Rates? Get Best Quotes

Alaska

50/100/25

$1,541