Skip to main content
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

Car Insurance in New York

What's the average cost of car insurance in New York and which company has the cheapest car insurance?

How much does car insurance cost in New York?

Let's explore the cost of auto insurance in New York and how it affects your wallet.

Car insurance in New York is not the most expensive, but rates are still above average compared to other U.S states. Although average rates are around $2,121 in larger cities, the price of car insurance can exceed $4,030 annually, especially for teenage drivers and for those with a bad driving record. Bodily injury (BI) liability coverage, for which the minimum insurance limits are set at $25000, is an insurance cover that helps you pay for medical expenses related to the other driver’s injuries. Property damage (PD) liability coverage pays toward property damage that you cause to others involved in a traffic accident. In New York, you are required to comply with the minimum PD liability insurance limits of $50000. Keep reading and find out who has the cheapest car insurance quotes in New York in 2023.
minimum full coverage premiumaverage full coverage premium
New York$1,060$2,121 Your Rates? Get Quotes
Teen Drivers$1,060$3,818 Your Rates? Get Quotes

Auto insurance requirements in New York

What does New York law mandate when it comes to vehicle coverage?

The State of New York has insurance limits for bodily injury liability per accident set at $50,000, which is the average rate across the United States. The minimum bodily injury liability coverage per person in New York is $25,000. This is relatively small and if you can afford it, definitely increase this amount according to your financial possibilities. Remember that the per-person limit applies to each person injured in an accident in New York. If you caused an accident in New York (if you're at fault), your property damage liability insurance coverage can cover up to a total of $10,000 for the other party's vehicle repairs.
Minimum Coverage TypeCoverage Limits in NY
Bodily injury liability per person in New York$25,000 Get Quotes
Bodily injury liability per accident in New York$50,000 Get Quotes
Property damage liability per accident in New York$10,000 Get Quotes
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

Want accurate rates based on your city and ZIP code?

We will find you the most affordable car insurance that will meet your needs!

The typical annual cost of car insurance in California is approximately $2,121. Nonetheless, prices can vary depending on your location; in particular for smaller cities and towns the average rates might be as low as $1,061 a year! Moreover, you may want to know that basic liability coverage which meets with all minimum requirements set by state law starts at only $1,060 a year - this would mean less than sixty dollars each month. Are you curious about how much money could you save? All it takes is entering either the city or zip code in our website search tool...

Related articles & examples of car insurance quotes

Let's insure the most popular vehicles in U.S

Tesla Model Y Tesla Model Y
The Tesla Model Y, known for its cutting-edge technology and sleek design, comes with a surprising twist – a staggering average insurance cost of $2,878 per year, almost doubling the rates of other car models at $1,451.…
Toyota Camry Toyota Camry car insurance - popular white color
For adults, an annual insurance policy for a Toyota Camry costs $1,350 - that's only $112 each month! Unfortunately, teens and young drivers must pay much more than adults; their average rate is around $2,420 annu…
Ford F-150 Ford f-150 car insurance rates for blue version, cross
If you own a Ford F-150, you're in luck! The average insurance for this model comes in at $1,120 per year - that's more than $255 less than the national average. Insurance costs could range from u…
Ford Mustang Ford Mustang - car insurance - red color, dust, smooth, front, lights
Ford Mustang is a popular car, and it is no different when it comes to car insurance. For adults, the Ford Mustang may be more expensive to insure than other vehicles, but it can still be a good o…

Type Your Location ...and Get Better Car Insurance

Type Your Car Model ...and Find Your Rates

© 2023 RevealQuotes.com