Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!
Car Insurance in Oklahoma
What's the average cost of car insurance in Oklahoma and which company has the cheapest car insurance?
How much does car insurance cost in Oklahoma?
Let's explore the cost of auto insurance in Oklahoma and how it affects your wallet.
Most drivers in Oklahoma State can enjoy cheaper car insurance, which averages around $1,689. Although rates are lower than in other US states, younger drivers and policyholders from larger cities must expect significantly higher rates, which may exceed $3,209 annually. Bodily injury (BI) liability coverage, for which the minimum insurance limits are set at $25000, is an insurance cover that helps you pay for medical expenses related to the other driver’s injuries. Property damage (PD) liability coverage pays toward property damage that you cause to others involved in a traffic accident. In Oklahoma, you are required to comply with the minimum PD liability insurance limits of $50000.
| minimum full coverage premium | average full coverage premium | |
|---|---|---|
| Oklahoma | $420 | $1,689 Your Rates? Get Quotes |
| Teen Drivers | $420 | $3,040 Your Rates? Get Quotes |
When deliberating on the best cheap car insurance in Oklahoma, there's no definitive answer. Generally speaking, policyholders in Oklahoma pay approximately $1,689 yearly for a full coverage premiums; however this number can differ considerably depending on your individual factors such as age and driving record. For example if you are a young driver under 25 years old then be prepared to face premiums of up to $2,702 annually!
On the other hand if you're an experienced motorist with good credit score and clean driving history then full-coverage policies may cost as little as only $845 per year. When it comes to finding the most affordable auto insurance in Oklahoma, GEICO offers some of the best rates around with an average cost of just $1,216 per year. Mercury is only slightly more expensive at $1,284 while Progressive rings in at close to $1,385 annually. State Farm and Allstate have annual rates approaching roughly $1,486 each year depending on where you live.
Minimum car insurance coverage in Oklahoma starts at $420Auto insurance requirements in Oklahoma
What does Oklahoma law mandate when it comes to vehicle coverage?
The State of Oklahoma has insurance limits for bodily injury liability per accident set at $50,000, which is the average rate across the United States. The minimum bodily injury liability coverage per person in Oklahoma is $25,000. This is relatively small and if you can afford it, definitely increase this amount according to your financial possibilities. Remember that the per-person limit applies to each person injured in an accident in Oklahoma. If you caused an accident in Oklahoma (if you're at fault), your property damage liability insurance coverage can cover up to a total of $25,000 for the other party's vehicle repairs.
| Minimum Coverage Type | Coverage Limits in OK |
|---|---|
| Bodily injury liability per person in Oklahoma | $25,000 Get Quotes |
| Bodily injury liability per accident in Oklahoma | $50,000 Get Quotes |
| Property damage liability per accident in Oklahoma | $25,000 Get Quotes |
Want accurate rates based on your city and ZIP code?
We will find you the most affordable car insurance that will meet your needs!
The typical annual cost of car insurance in California is approximately $1,689. Nonetheless, prices can vary depending on your location; in particular for smaller cities and towns the average rates might be as low as $845 a year! Moreover, you may want to know that basic liability coverage which meets with all minimum requirements set by state law starts at only $420 a year - this would mean less than sixty dollars each month. Are you curious about how much money could you save? All it takes is entering either the city or zip code in our website search tool...
Let's insure the most popular vehicles in U.S
Tesla Model Y
The Tesla Model Y, known for its cutting-edge technology and sleek design, comes with a surprising twist – a staggering average insurance cost of $2,878 per year, almost doubling the rates of other car models at $1,451.…
Toyota Camry
For adults, an annual insurance policy for a Toyota Camry costs $1,350 - that's only $112 each month! Unfortunately, teens and young drivers must pay much more than adults; their average rate is around $2,420 annu…
Ford F-150
If you own a Ford F-150, you're in luck! The average insurance for this model comes in at $1,120 per year - that's more than $255 less than the national average. Insurance costs could range from u…
Ford Mustang
Ford Mustang is a popular car, and it is no different when it comes to car insurance. For adults, the Ford Mustang may be more expensive to insure than other vehicles, but it can still be a good o…
Type Your Location ...and Get Better Car Insurance
Type Your Car Model ...and Find Your Rates
©
Before you leave...
You can always save on car insurance, the trick is finding the right policy...shall we look at it together?
