Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!
Car Insurance in Pennsylvania
What's the average cost of car insurance in Pennsylvania and which company has the cheapest car insurance?
How much does car insurance cost in Pennsylvania?
Let's explore the cost of auto insurance in Pennsylvania and how it affects your wallet.
Most drivers in Pennsylvania State can enjoy cheaper car insurance, which averages around $1,417. Although rates are lower than in other US states, younger drivers and policyholders from larger cities must expect significantly higher rates, which may exceed $2,692 annually. Bodily injury (BI) liability coverage, for which the minimum insurance limits are set at $15000, is an insurance cover that helps you pay for medical expenses related to the other driver’s injuries. Property damage (PD) liability coverage pays toward property damage that you cause to others involved in a traffic accident. In Pennsylvania, you are required to comply with the minimum PD liability insurance limits of $30000.
| minimum full coverage premium | average full coverage premium | |
|---|---|---|
| Pennsylvania | $420 | $1,417 Your Rates? Get Quotes |
| Teen Drivers | $420 | $2,551 Your Rates? Get Quotes |
When deliberating on the best cheap car insurance in Pennsylvania, there's no definitive answer. Generally speaking, policyholders in Pennsylvania pay approximately $1,417 yearly for a full coverage premiums; however this number can differ considerably depending on your individual factors such as age and driving record. For example if you are a young driver under 25 years old then be prepared to face premiums of up to $2,267 annually!
On the other hand if you're an experienced motorist with good credit score and clean driving history then full-coverage policies may cost as little as only $709 per year. When it comes to finding the most affordable auto insurance in Pennsylvania, GEICO offers some of the best rates around with an average cost of just $1,020 per year. Mercury is only slightly more expensive at $1,077 while Progressive rings in at close to $1,162 annually. State Farm and Allstate have annual rates approaching roughly $1,247 each year depending on where you live.
Minimum car insurance coverage in Pennsylvania starts at $420Auto insurance requirements in Pennsylvania
What does Pennsylvania law mandate when it comes to vehicle coverage?
Bodily injury liability coverage per accident is set at $30,000 in Pennsylvania and is therefore among the lowest. However, do not rely on low minimum limits and pay extra for better insurance coverage. In the event of an accident, you will be assured of sufficient financial compensation. Pennsylvania has some of the lowest limits for the minimum bodily injury liability coverage per person of $15,000. In most cases, this amount is completely insufficient, so it is an absolute minimum, which you should definitely increase given your financial possibilities. If you caused an accident in Pennsylvania (if you're at fault), your property damage liability insurance coverage can cover up to a total of $5,000 for the other party's vehicle repairs.
| Minimum Coverage Type | Coverage Limits in PA |
|---|---|
| Bodily injury liability per person in Pennsylvania | $15,000 Get Quotes |
| Bodily injury liability per accident in Pennsylvania | $30,000 Get Quotes |
| Property damage liability per accident in Pennsylvania | $5,000 Get Quotes |
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The typical annual cost of car insurance in California is approximately $1,417. Nonetheless, prices can vary depending on your location; in particular for smaller cities and towns the average rates might be as low as $709 a year! Moreover, you may want to know that basic liability coverage which meets with all minimum requirements set by state law starts at only $420 a year - this would mean less than sixty dollars each month. Are you curious about how much money could you save? All it takes is entering either the city or zip code in our website search tool...
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