Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!
Car Insurance in San Antonio (78201), Texas
Compare auto insurance rates in San Antonio, TX (zipcode: 78201), and buy the cheapest insurance policy.
Full coverage car insurance costs an average of $1,432 per year in San Antonio (zip code: 78201), which is $119 per month
Affordable Auto Insurance for Low-Income Drivers: Having trouble finding car insurance that fits your budget? In zip code: 78201, local insurers provide plans with starting prices as low as $520 for minimum coverage policies and $1,432 for full coverage. This represents a $155 difference from the average rates in Texas.
Car Insurance Rates by Company
rates are valid for December 2024
Curious about car insurance costs in 78201, San Antonio (Bexar)? Considering our comprehensive insurance data, geographic factors, and the area's road network complexity, the average annual insurance quote here is about $1,432.
This is $155 lower than the state's average in Texas.
If you're a teen in San Antonio's 78201 area, full coverage can set you back about $3,294 a year. But chill, there are ways to cut that down. We can assist you in hunting for the most advantageous deal, choosing an affordable deductible, eliminating unnecessary coverage, and securing all available teen discounts, which can reduce your rates by tens of percent to just $1,862.
How about a full coverage policy for less than $1,919?
| Age | Average | Lower | Low Cost |
|---|---|---|---|
| 16 | $3,580 | $2,721 | $1,274 |
| 17 | $3,508 | $2,492 | $1,117 |
| 18 | $3,451 | $2,177 | $959 |
| 19 | $3,294 | $1,919 | $831 |
Affordable Auto Insurance for Low-Income Drivers: Having trouble finding car insurance that fits your budget? In zip code: 78201, local insurers provide plans with starting prices as low as $520 for minimum coverage policies and $1,432 for full coverage. This represents a $155 difference from the average rates in Texas.
The average
car insurance in San Antonio (area 78201) is $859 with Allstate.
Allstate in San Antonio offers a variety of car insurance coverage options to meet the needs of drivers. From collision and comprehensive coverage to liability and uninsured motorist protection, Allstate offers customizable plans so customers can select the right level of protection for their vehicles. Additionally, Allstate in San Antonio provides discounts for policyholders who take proactive steps to protect their cars and keep their driving records clean. Low-mileage drivers, safe drivers, and those with multiple vehicles or policies may be eligible for special discounts that can lower their car insurance premiums (under optimal conditions, rates can be as low as $430). With Allstate in this location, customers have access to a dedicated team of experts who can help determine the right coverage levels and discounts applicable to them.
| Allstate insurance cost * | |
|---|---|
| 78201, San Antonio | $859 Your Rates? Get Quotes |
| Good Driver | $601 Your Rates? Get Quotes |
| Teen Drivers | $1,546 Your Rates? Get Quotes |
| Senior Drivers | $687 Your Rates? Get Quotes |
The average
car insurance in San Antonio (area 78201) is $1,002 with Farmers.
Choosing car insurance from Farmers in San Antonio has several advantages. Farmers offers competitive rates, an array of discounts and incentives (good driver's rates can be as low as $501), and dedicated customer service to make sure your needs are met. With Farmers, you can tailor your coverage to fit your individual needs, ensuring that you receive the right protection for your vehicle at the most affordable rate. Additionally, Farmers in San Antonio offers accident forgiveness, allowing you to avoid rate increases if you make an honest mistake. As a bonus, when your vehicle is more than six years old, Farmers can provide coverage for the replacement cost of your car instead of its actual cash value.
| Farmers insurance cost * | |
|---|---|
| 78201, San Antonio | $1,002 Your Rates? Get Quotes |
| Good Driver | $701 Your Rates? Get Quotes |
| Teen Drivers | $1,804 Your Rates? Get Quotes |
| Senior Drivers | $802 Your Rates? Get Quotes |
The average
car insurance in San Antonio (area 78201) is $1,074 with GEICO.
Choosing car insurance from GEICO in San Antonio has many advantages. GEICO provides customers with competitive rates (ideally, the rates can be as low as $537), customizable policy options, and a variety of discounts and incentives. With flexible coverage plans, customers can choose the right level of protection to best suit their needs while still receiving great value for money on their policy. GEICO also offers a range of online tools, including a virtual assistant and 24/7 customer service to help answer questions and make sure you get the most out of your policy. Furthermore, GEICO in San Antonio offers customers a variety of discounts for safe drivers, low mileage drivers, and those with multiple vehicles or policies.
| GEICO insurance cost * | |
|---|---|
| 78201, San Antonio | $1,074 Your Rates? Get Quotes |
| Good Driver | $752 Your Rates? Get Quotes |
| Teen Drivers | $1,933 Your Rates? Get Quotes |
| Senior Drivers | $859 Your Rates? Get Quotes |
The average
car insurance in San Antonio (area 78201) is $1,146 with Liberty Mutual.
Choosing car insurance from Liberty Mutual in San Antonio has many advantages. Liberty Mutual offers competitive rates (rates can drop to $573) and customizable coverage plans so customers can select the right level of protection for their vehicles at a price that fits their budget. Additionally, Liberty Mutual in San Antonio provides numerous discounts and incentives to help policyholders save even more. Low-mileage drivers, those with multiple vehicles, and those who bundle their policies can all receive special discounts to lower their car insurance premiums. Liberty Mutual also offers a variety of online tools, including an accident forgiveness program, so customers can protect themselves from rate increases in the event of an honest mistake.
| Liberty Mutual insurance cost * | |
|---|---|
| 78201, San Antonio | $1,146 Your Rates? Get Quotes |
| Good Driver | $802 Your Rates? Get Quotes |
| Teen Drivers | $2,063 Your Rates? Get Quotes |
| Senior Drivers | $917 Your Rates? Get Quotes |
The average
car insurance in San Antonio (area 78201) is $1,217 with Nationwide.
Nationwide in San Antonio offers car insurance that is tailored to the needs of drivers. In most situations, Nationwide customers can get competitive rates and customizable coverage plans so they can select the right level of protection for their vehicles and budget. Additionally, Nationwide provides numerous discounts and incentives to help policyholders save more on their car insurance premiums (in the best scenarios, Nationwide rates can be as low as $609). Drivers who have a low amount of miles traveled, those with multiple cars in their household, and people that bundle all of their policies together are eligible for special discounts. Nationwide provides its customers with a variety of web-based tools and 24/7 customer service to make sure they can gain the utmost value from their insurance policy. Plus, with the accident forgiveness program, customers can protect themselves from rate increases in the event of a honest mistake. All these factors make Nationwide in San Antonio a good choice for car insurance.
| Nationwide insurance cost * | |
|---|---|
| 78201, San Antonio | $1,217 Your Rates? Get Quotes |
| Good Driver | $852 Your Rates? Get Quotes |
| Teen Drivers | $2,191 Your Rates? Get Quotes |
| Senior Drivers | $974 Your Rates? Get Quotes |
The average
car insurance in San Antonio (area 78201) is $1,289 with Progressive.
Deciding to select car insurance from Progressive in San Antonio brings with it a host of benefits. Progressive offers competitive rates for customers of all ages, so you can find a policy that fits your budget. Additionally, Progressive provides a variety of discounts to help reduce your premiums. Drivers who put less mileage on their vehicle, insure more than one car, and bundle policies are all eligible for exclusive savings (rates for good drivers with great credit score can drop to $645). Progressive allows customers to safeguard themselves against rate increases due to an unanticipated misstep with the innovative accident forgiveness program, along with various online tools. What's more, Progressive offers 24/7 customer support to ensure your requirements are satisfied and that you gain the maximum benefits from your policy.
| Progressive insurance cost * | |
|---|---|
| 78201, San Antonio | $1,289 Your Rates? Get Quotes |
| Good Driver | $902 Your Rates? Get Quotes |
| Teen Drivers | $2,320 Your Rates? Get Quotes |
| Senior Drivers | $1,031 Your Rates? Get Quotes |
The average
car insurance in San Antonio (area 78201) is $1,360 with State Farm.
Car insurance from State Farm in San Antonio has plenty of advantages for drivers of all ages. State Farm offers competitive rates (even lower than $680) that can be tailored to the individual needs and budgets of customers, including those with family vehicles or multiple cars. Furthermore, State Farm offers a variety of discounts and rewards that allow policyholders to maximize their savings on car insurance premiums. If you're a low-mileage driver, have multiple vehicles or bundle your policies together - good news! You can receive special discounts. State Farm is renowned for its 24/7 customer service and claims services, in addition to providing various online tools, such as an accident forgiveness program. This way you have the assurance that any rate increases due to honest mistakes can be avoided.
| State Farm insurance cost * | |
|---|---|
| 78201, San Antonio | $1,360 Your Rates? Get Quotes |
| Good Driver | $952 Your Rates? Get Quotes |
| Teen Drivers | $2,448 Your Rates? Get Quotes |
| Senior Drivers | $1,088 Your Rates? Get Quotes |
We are not sure, how much is the average
car insurance in San Antonio by the Zebra comparison site.
The Zebra car insurance comparison site is a great resource to help you find the right car insurance policy for your needs in San Antonio. With The Zebra, you can compare different types of policies and compare them side-by-side so you can make an informed decision about which company to choose. You will be able to see the discounts and incentives offered by each carrier, as well as the customer service ratings and financial strength of each company. The Zebra also offers helpful resources such as an accident forgiveness program, so customers can protect themselves from rate increases in the event of an honest mistake. With all this information available in one place, you can easily find the perfect car insurance policy for your needs and budget.
The average
car insurance in San Antonio (area 78201) is $1,575 with USAA.
USAA car insurance offers a variety of coverage plans and competitive rates to meet the needs of drivers in San Antonio. The company offers low-mileage discounts, multiple vehicle discounts, and bundle discounts to help policyholders save on their premiums (safe driver can get rates as low as $788).USAA uses online tools like their accident forgiveness program to keep customer rates from increasing in the event of a mistake. This offers customers peace of mind knowing they can make an honest error without incurring higher premiums or fees. Plus, USAA offers a high level of customer service and is available 24/7 to answer any questions customers may have about their policy. In conclusion, there are many different car insurance companies offering competitive rates and discounts in San Antonio.
| USAA insurance cost * | |
|---|---|
| 78201, San Antonio | $1,575 Your Rates? Get Quotes |
| Good Driver | $1,103 Your Rates? Get Quotes |
| Teen Drivers | $2,835 Your Rates? Get Quotes |
| Senior Drivers | $1,260 Your Rates? Get Quotes |
| minimum full coverage premium | average full coverage premium | |
|---|---|---|
| San Antonio | $520 | $1,432 Your Rates? Get Quotes |
| Texas | $520 Limits | $1,587 Your Rates? Get Quotes |
| Teen Drivers | $676 Rates by Age | $2,578 Your Rates? Get Quotes |
Table of contents
Car Insurance Premiums by Company - 78201, San Antonio
Which insurer offers the most advantageous annual car insurance in the area with the postal code 78201?
While you're shopping around for the most affordable car insurance in San Antonio (78201), rest assured that you will undoubtedly get only the highest quality coverage with our list of top-rated auto insurers for 2023. If you are thinking of getting car insurance in this area, it is good to know that the typical yearly cost is around $1,432, amounting to an estimated $119 monthly
Your age, driving record, and creditworthiness all heavily influence the rates of individual insurance providers...
Due to the fact that there is no offer from ERIE in this location, you can try other regional insurers, or take a look at offers from Allstate ($859 on average for an annual policy), GEICO ($1,074 yearly) and others (see table below). If you're a responsible driver over 25 years old, look for the "lowest rates" column instead of the "average rates", and reap the benefits of lower prices.
| Insurance Company | Lowest Rates | Average Rates |
|---|---|---|
| ERIE Erie does not offer auto insurance in San Antonio. |
$473 | Not available in Texas |
| Auto-Owners Auto-Owners does not offer auto insurance in San Antonio. |
$438 | Not available in Texas |
| Allstate Allstate can meet its financial and claims obligations easily. |
$515 | $859 Get Quotes Agents Call |
| American Family Quality coverage, competitive rates from an industry leader. |
$515 | Not available in Texas |
| Farmers Great coverage options backed by a knowledgeable, professional team. |
$601 | $1,002 Get Quotes Agents Call |
| GEICO Wide range of coverage, competitive rates, an experienced customer service. |
$644 | $1,074 Get Quotes Agents Call |
| Liberty Mutual Usage-based car insurance programs, competitive rates |
$688 | $1,146 Get Quotes Agents Call |
| Nationwide Very cheap car insurance rates when adding a teen driver to a policy. |
$730 | $1,217 Get Quotes Agents Call |
| Progressive Smart choice for high-risk drivers. |
$773 | $1,289 Get Quotes Agents Call |
| State Farm Good discount opportunities for students and teens. |
$816 | $1,360 Get Quotes Agents Call |
| Travelers Below-average insurance rates, well-rated for claims handling. |
$902 | $1,504 Get Quotes Agents Call |
| USAA High customer satisfaction scores. |
$945 | $1,575 Get Quotes Agents Call |
Car Insurance Rates by Age & Gender
How your age affects car insurance costs in your area?
On average, people living in the 78201 ZIP code area of San Antonio City can expect to pay $1,432 per year for comprehensive auto insurance. The table below shows how the age of a driver affects their rates.
As you can see, 16-year-olds pay more than $3,723 for auto insurance in this location, which is by far the highest rate. With age, the price of the policy decreases, and seniors over 60 years of age with a good driving history will pay the least.
Although gender plays a role in pricing policy, the age of the driver is a factor that has a much greater impact on the price of your car insurance. So the question is, how does age and gender affect car insurance rates in 78201, San Antonio?
| Teenagers | Female | Male |
|---|---|---|
| 16 years old | $3,580 | $3,780 |
| 17 years old | $3,508 | $3,695 |
| 18 years old | $3,451 | $3,594 |
| 19 years old | $3,294 | $3,422 |
| Adults | Female | Male |
| 20 years old | $2,220 | $2,320 |
| 21 years old | $2,091 | $2,177 |
| 22 years old | $1,962 | $2,005 |
| 23 years old | $1,847 | $1,876 |
| 24 years old | $1,718 | $1,776 |
| 25 years old | $1,360 | $1,575 |
| 30 years old | $1,289 | $1,375 |
| 35 years old | $1,232 | $1,274 |
| 40 years old | $1,146 | $1,203 |
| 45 years old | $1,131 | $1,160 |
| 50 years old | $1,103 | $1,117 |
| 55 years old | $1,031 | $1,074 |
| Seniors | Female | Male |
| 60 years old | $1,017 | $1,103 |
| 65 years old | $988 | $1,045 |
| 70 years old | $1,160 | $1,203 |
| 75 years old | $1,303 | $1,346 |
Minimum coverage limits in San Antonio (78201)
Auto insurance requirements & coverage limits in San Antonio, Texas
In most states, car insurance companies are required to provide minimum liability coverage. This means that you must purchase certain limits of liability coverage in order to legally drive a vehicle. These limits include bodily injury and property damage liabilities which help cover costs if you are involved in an accident that causes damage or injury to another person or their property. In Texas, for example, the minimum required liability coverage is 30/60/25 which means that you must purchase at least $30,000 per person, up to a total of $60,000 per accident and $25,000 in property damage. It’s important to understand your state’s minimum limits so that you can be sure to purchase adequate coverage. Additionally, it is important to consider purchasing additional insurance that would cover your vehicle in the event of a collision or other accident. This may include comprehensive and collision coverage which provide protection for you and your car if an accident occurs.
| Coverage Type | Minimum Coverage Amounts |
|---|---|
| Bodily injury liability per person in San Antonio (78201) | $30,000 |
| Bodily injury liability per accident in San Antonio (78201) | $60,000 |
| Property damage liability per accident in San Antonio (78201) | $25,000 |
How does my degree affect auto insurance premiums?
Different studies have proved that drivers with advanced degrees are less likely to make a claim and are less risky for insurers.
In order to predict how much risk you pose, auto insurance companies in San Antonio, Texas rely on demographic rating factors, including your education, which can affect the final price of your policy by tens to hundreds of dollars. Given that high school dropouts were found to pay the most expensive auto insurance, it is worth mentioning that according to statistics, approximately 28.30% of the population in the San Antonio region (ZIP: 78201) has no secondary education. On the other hand, there is also about 10.00% of the population with a Bachelor degree, 6.20% with an Graduate degree (advanced academic degree) and 35.70% with a Science, Technology, Engineering or Mathematics degree (STEM).
These policyholders will pay increased rates for car insurance, which in this area may average around $1,504 annually.
This price is significantly affected by the age of the driver (teenagers under the age of 20 can pay more than $2,148 a year or $179 a month), his driving history, but also by the value of the individual's credit score and the type of car.
More than 28.30% of drivers with less than a secondary education live in this area and they have to calculate with higher prices for car insurance. On the other hand, it should be noted that compared to the age of the driver, education is a negligible parameter. So if shopping around, consider lower education only as a minority factor.
| Education Level | Local Stats | Discount Rates in San Antonio |
|---|---|---|
| Residents with at least a 4-year degree. | 16.20% | $1,575 Get Quotes |
| Less than high school | 28.30% | $1,504 Get Quotes |
| High school diploma but no more | 31.40% | $1,432 Get Quotes |
| Some college but no more | 24.10% | $1,360 Get Quotes |
| Bachelor degree but no more | 10.00% | $1,289 Get Quotes |
| Graduate degree | 6.20% | $1,217 Get Quotes |
| Stem degree
Bachelor's degree or higher in a Science and Engineering | 35.70% | $1,146 Get Quotes |
What Affects Auto Insurance Rates in San Antonio, TX?
Compare auto insurance rates in 78201, San Antonio, TX and buy the cheapest insurance policy.
The population density of a certain city or district can be one factor in the price rigidity of car insurance; however, if you reside somewhere with a low population density like San Antonio (city district: 78201), then you can anticipate relatively lower insurance rates. For those with a good credit score, no accidents on their record, and over the age of 25 can benefit from lower rates that cost less than $72/month or $859 /year. Unfortunately however, teenagers who have yet to gain experience behind the wheel and are under 20 years old may be faced with significantly higher premiums of up to $2,291 per year.
A combination of low density (2624 / km2), good driving history and other bonuses can get you rates as low as $716 annually.
According to statistics, the urban area San Antonio - 78201 is one of the areas with the highest number of uninsured inhabitants. At least as far as health insurance is concerned, but there are also many residents with insufficient vehicle insurance coverage. Current studies indicate that there are approximately 26.90% of uninsured people of the total 48334 population in this area.
| What can indirectly affect your insurance rates? | Values | Rates in San Antonio (78201) |
|---|---|---|
| Population Highly populated area, expect higher rates |
48334 people | Higher Rates |
| Density Population density is low, car insurance rates are falling. |
2624 /km2 | Lower Rates |
| Median household income The average household income in this locality is not among the highest. |
$37,183 | Higher Rates |
Guide to discount car insurance in San Antonio
Enjoy remarkable discounts with policy extension, driver behavior, vehicle-based and driver characteristic savings, just to name a few!
College students from San Antonio may be eligible for discounted car insurance premiums priced around $1,289. To qualify, you usually need to meet certain criteria such as being a full-time student and maintaining good grades. To qualify for senior auto insurance discount in San Antonio, you usually need to meet certain criteria such as being of a specified age, having several years of driving experience and maintaining a clean driving record (discounted rates: $1,332). Some car insurance companies offer discounts for military members; active members of the armed forces or a veterans. Additionally, some insurers offer discounts if the primary driver is in the military. The final price can then drop to $1,260.
It doesn't end there, by bundling your policy you can reach the amount of $1,146, paying upfront can get you to $1,074, being a good driver will help you to rates around $859 and if you have a "safe" and "inexpensive" car from the perspective of the insurance company, you can achieve a rate of $1,031.
| Type of discount | In Percent | Average Savings |
|---|---|---|
| Student discounts
All auto insurance discounts related to students 24.10% | 10% | $1,289 Your Discount? |
| Senior discounts
All auto insurance discounts related to students 24.10% | 7% | $1,332 Your Discount? |
| Military discounts
All auto insurance discounts related to students 24.10% | 12% | $1,260 Your Discount? |
| Good driver discounts
Good drivers can save anywhere from 7% to 25% on their premiums | 7% - 25% | $788 Your Discount? |
| Loyalty-based discount
Enjoy savings on your policy by paying for the entire term upfront! | 5% - 15% | $1,074 Your Discount? |
| Multi-car discounts
Maximize your savings by bundling multiple vehicle policies. | Up to 30% | $916 Your Discount? |
FAQ & Answers
related to car insurance in San Antonio, zip code: 78201, TX?
Drivers in San Antonio (ZIP: 78201) pay an average of $1,432 per year for car insurance, which is $119 per month. This rate is then heavily influenced by your age, driving history and the type of vehicle you drive. If you live in the San Antonio zip code area and are a good driver over the age of 20, you can get rates as low as $716.
Let's see how much you will pay according to: Insurance Company, Your Age, Your Degree
In the evolving landscape of auto insurance, staying updated is crucial. For those in the 78201 region, companies like Farmers (priced at $1,002 per annum), Allstate ($859), GEICO ($1,074), and State Farm ($1,360) stand out as frontrunners. Leveraging modern technologies, these providers consistently deliver competitive rates. It's noteworthy that while local insurers like ERIE, Auto-Owners, and American Family have their merits, they aren't as accessible in San Antonio, 78201. Ensure your vehicle's protection with industry-leading options.
Let's see how much you will pay according to: Insurance Company, Your Age, Your Degree
San Antonio, like all of Texas requires a minimum of $30,000 per person for bodily injury liability, $60,000 total coverage limit for each accident and an additional $25,000 in property damage liability. Although these limits are designed to offer compensation if an insured driver living in San Antonio is responsible for an incident involving another party or their property - it may not be enough to cover the entire cost. Therefore we suggest that you consider increasing your policy's coverage limits to ensure financial protection against any potential losses.
Let's see how much you will pay according to: Insurance Company, Your Age, Your Degree
| Minimum Coverage Type | Coverage Limits in TX |
|---|---|
| Bodily injury liability per person in San Antonio (78201) | $30,000 |
| Bodily injury liability per accident in San Antonio (78201) | $60,000 |
| Property damage liability per accident in San Antonio (78201) | $25,000 |
An annual full coverage motorcycle insurance plan in 78201 San Antonio averages at $859, or $72 per month.
If you're searching for the most cost-effective option, certain insurance agencies in San Antonio offer liability-only motorcycle insurance policies beginning at an economical $172 annually.
A range of elements influence the final price of your insurance policy, but age plays a particularly prominent role - young motorcyclists aged 16 pay close to $1,374 annually whereas those over 35 years old may only be charged around $515.
The motorcycle's cost and its strength are both key in determining the amount of money you'll need to pay annually, with bikers who own sports bikes paying considerably more (up to $945) than those riding less powerful scooters (less than $387 for a comprehensive policy). Are you 25 years or older and residing in Texas, with a spotless driving history and good credit? If so, by selecting deductibles higher than $1,000 dollars for your motorcycle insurance policy you can enjoy premiums as low as $39 per month!
The motorcycle's cost and its strength are both key in determining the amount of money you'll need to pay annually, with bikers who own sports bikes paying considerably more (up to $945) than those riding less powerful scooters (less than $387 for a comprehensive policy). Are you 25 years or older and residing in Texas, with a spotless driving history and good credit? If so, by selecting deductibles higher than $1,000 dollars for your motorcycle insurance policy you can enjoy premiums as low as $39 per month!
If you are looking to purchase a car insurance in San Antonio (ZIP Code: 78201), it can be beneficial to work with either an insurance agent or broker. Although it is common to buy auto insurance or homeowners insurance online today, many of you are still looking for insurance agents/brokers near you. Although we recommend comparing car insurance quotes online, the final choice is yours. Both can assist you in finding and purchasing insurance policies, although their roles are slightly different.
If you compare car insurance quotes with us from multiple insurance companies around 78201 San Antonio, you'll find that rates can drop to as low as $573 for a slightly "reduced policy" with sufficient deductibles. If the agent offers you a better price for the same quality insurance, don't hesitate.
Insurance broker vs insurance agent
In short, an insurance agent represents the insurance company (he is essentially an employee) and sells their policies, while an insurance broker represents the client and shops around for policies from various insurance companies. Agents nearby: Allstate | Farmers | State Farm
The zip code 78201 in the San Antonio area has a low concentration of African Americans and black population, accounting for only around 2.80% of the total population. The majority of the population, around 89.90%, is White with approximately 0.60% of Asians. Therefore, in this area, the rating factors of insurance companies that could negatively impact the black population and some other ethnic groups are not likely to indirectly affect the rates of the majority population.
Ethnic groups in 78201 San Antonio, Texas
| Race | Percentage Representation | Average Rates |
|---|---|---|
| Asian | 0.60% | $1,532 Company Quotes |
| Black or African American | 2.80% | $1,819 Company Quotes |
| Native | 0.80% | $1,489 Company Quotes |
| White | 89.90% | $1,432 Company Quotes |
Related sources:
According to the United States Census Bureau, the estimated Hispanic population in the 90037 zip code is around 82.90%.
Car insurance rates in this location are based on dozens of quotes from the largest insurance companies that sell car insurance in the area with zip code: 78201. Average car insurance costs ($1,432 annually) are based on selected inputs for an average driver in this area. Full-coverage quotes include higher liability limits than the state minimum requirement, along with comprehensive and collision coverage.
Average driver profile
- 35-year-old male
- clean driving record
- $1,000 deductible plan
- 10k miles driven annually
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