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2007, Buick lucerne cx (1G4HP57207U183076) personnal use. We are canadian for driver licence. Danielle L'Ecuyer (12-03-1951) Serge Boulerice (08-26-1944)

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2007, Buick lucerne cx (1G4HP57207U183076) personnal use.  

We are canadian for driver licence.

Drivers: Danielle L'Ecuyer (12-03-1951) Serge Boulerice (08-26-1944)

We wan't minimum insurance from oct 15 to april 15 

Price for 6 month last year is 484.50$

Tel.: 956-556-6308 or 418-328-4616

The 72-year-old insured in this example lives in Harlingen and owns a Buick Lucerne. His car insurance currently costs him $484 annually; however he hopes to reduce that amount by about $0 dollars and get it down to around $484 per year. The client states that he has a high credit score, which could bring the desired savings and reduce the cost of auto insurance to $40 per month. The required savings on the annual insurance should thus reach approximately 0%. Let's see if it's real.

An actual case study:

To be specific, the average car insurance rates in Harlingen (78550) are around $1,266 annually. The difference between the average rates in this area and what the mentioned client is paying is $782.
  • I am married (lower insurance rates)
  • I have a high credit score (reduces insurance rates)
Customer RatesYour Rates
Current auto insurance rates $484 Your Rates?
Expected auto insurance rates:$484 Your Rates?
Annual savings:$0 Your Savings?
In Texas, it is essential to be aware of the ideal amount for car insurance. The Minimum Bodily Injury Liability per person should be set at a minimum of $30,000, limits for Accident Property Damage liability are set at $60,000; however, if there are multiple people injured in an accident, the Minimum Bodily Injury Liability must reach up to $25,000 per incident. Complying with the legal insurance limits is necessary to keep your car insurance in Harlingen valid.
Without adhering to these set restrictions, you may find yourself without a policy that would protect you against collisions or other accidents.
Minimum coverage limits are the legal requirements set by each state for how much insurance coverage you must purchase. These minimums may include Bodily Injury Liability, Property Damage Liability, Personal Injury Protection (PIP), and Uninsured/Underinsured Motorist Coverage.
Coverage TypeMinimum Coverage
Bodily injury liability

per person in Harlingen (78550)

$30,000
Bodily injury liability

per accident in Harlingen (78550)

$60,000
Property damage liability

per accident in Harlingen (78550)

$25,000
Below you can watch a video dedicated to either car insurance for the Buick Lucerne in Texas, Harlingen (78550) or a review of this vehicle.

Car Insurance Premiums by Company - Annual Rates

Which insurer offers the most advantageous annual car insurance in the area with the postal code 78550?

Are you looking for a great and cost-effective Buick, Lucerne car insurance in 78550, Texas, Harlingen (78550)? Below is a comprehensive list of highly rated auto insurers who offer the most affordable rates. On average, it can total up to around $1,266 per annum or only about $106 monthly in 2024. On average, auto insurance for a Buick, Lucerne in Harlingen (78550) will cost you Approx. $1,124 annually. Due to the fact that there is no offer from ERIE in this location, you can try other regional insurers, or take a look at offers from Allstate ($760 on average for an annual policy), GEICO ($950 yearly) and others (see table below). If you're a responsible driver over 25 years old, look for the "lowest rates" column instead of the "average rates", and reap the benefits of lower prices. The table below shows both the lowest possible prices in the area and the average annual Buick, Lucerne insurance premium in Harlingen .
These prices are determined by the typical auto insurance rates for a Buick, Lucerne in Harlingen (78550). However, other factors such as age, credit score rating, driving record or marital status have an influence on these costs too. Please note that we do not collaborate with any company and receive no commissions from them whatsoever.
Insurance CompanyLowest RatesBuick, Lucerne in Harlingen (78550)
ERIE $418Not available in Harlingen (78550)
Auto-Owners $388Not available in Harlingen (78550)
Allstate $456$674 Get Quotes Agents Call
American Family $456Not available in Harlingen (78550)
Farmers $532$787 Get Quotes Agents Call
GEICO $570$843 Get Quotes Agents Call
Liberty Mutual $608$899 Get Quotes Agents Call
Nationwide $646$955 Get Quotes Agents Call
Progressive $683$1,012 Get Quotes Agents Call
State Farm $722$1,068 Get Quotes Agents Call
Travelers $797$1,180 Get Quotes Agents Call
USAA $836$1,236 Get Quotes Agents Call

How deductibles affect your Buick, Lucerne rates in Harlingen (78550)?

The amount of your deductible can significantly affect the cost of your insurance premium.

If you own a Buick, Lucerne increasing your car insurance deductible to $1000 could mean saving up to 22% on collision and comprehensive coverage! This would result in an annual premium of approximately $877 if you are a Harlingen (78550) resident. Nonetheless, even if $100 is more suitable for your budget right now - choosing this deductible can still offer some savings off the policy's total cost each year (about 2%), leaving only around $1,101 in yearly payments or roughly $92 monthly. On average, selecting the typical $500 deductible will result in a cost of $764 for collision and $191 for comprehensive coverage. It all boils down to finding a balance between what is best for your budget and how much risk you're willing to assume. Choosing $2,000 as your deductible on this Buick, Lucerne model would give you an estimated annual collision coverage of around $468 while the comprehensive premium will hover just under 117 dollars.
This table provides an analysis of the cost between Buick, Lucerne collision and comprehensive premiums in Harlingen (78550) based on the amount of your deductible. It's more budget-friendly to set a higher deductible for collision coverage, since it comprises almost three times as much of the premium cost when compared to comprehensive insurance. Conversely, you'll want to select a low deductible for your extensive coverage in order to save even more money.
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

$989$247 Get Quotes
$100

2% deductibles discount

$881$220 Get Quotes
$200

5% deductibles discount

$854$214 Get Quotes
$300

9% deductibles discount

$818$205 Get Quotes
$500

15% deductibles discount

$764$191 Get Quotes
$1000

22% deductibles discount

$701$175 Get Quotes
$2000

48% deductibles discount

$468$117 Get Quotes

Compare car insurance quotes for all Buick Lucerne trim levels

Discover the average Buick Lucerne car insurance prices for your specific location by selecting a model and its trim level below, then click "Your Rates" to view annual insurance costs. With our 2011 Buick Lucerne coverage calculator, you can get an accurate estimate of what it will cost to insure one of these vehicles!
Choose the exact trim variant of your car for detailed car insurance quotes.
Year Model & Trim Average Annual Rates
2011 Buick Lucerne, CX

CX 4dr Sedan (3.9L 6cyl 4A)

$1,063 Details Get Quotes
2011 Buick Lucerne, CXL

CXL 4dr Sedan (3.9L 6cyl 4A)

$1,300 Details Get Quotes
2011 Buick Lucerne, CXL Premium

CXL Premium 4dr Sedan (3.9L 6cyl 4A)

$1,288 Details Get Quotes
2011 Buick Lucerne, Super

Super 4dr Sedan (4.6L 8cyl 4A)

$1,323 Details Get Quotes
2010 Buick Lucerne, CX

CX 4dr Sedan (3.9L 6cyl 4A)

$1,027 Details Get Quotes
2010 Buick Lucerne, CX-2

CX-2 4dr Sedan (3.9L 6cyl 4A)

$1,255 Details Get Quotes
2010 Buick Lucerne, CXL

CXL 4dr Sedan (3.9L 6cyl 4A)

$1,255 Details Get Quotes
2010 Buick Lucerne, CXL Special Edition

CXL Special Edition 4dr Sedan (3.9L 6cyl 4A)

$1,255 Details Get Quotes
2010 Buick Lucerne, CXL-3

CXL-3 4dr Sedan (3.9L 6cyl 4A)

$1,255 Details Get Quotes
2010 Buick Lucerne, CXL Premium

CXL Premium 4dr Sedan (3.9L 6cyl 4A)

$1,243 Details Get Quotes
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

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