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2007, Buick lucerne cx (1G4HP57207U183076) personnal use. We are canadian for driver licence. Danielle L'Ecuyer (12-03-1951) Serge Boulerice (08-26-1944)
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2007, Buick lucerne cx (1G4HP57207U183076) personnal use.
We are canadian for driver licence.
Drivers: Danielle L'Ecuyer (12-03-1951) Serge Boulerice (08-26-1944)
We wan't minimum insurance from oct 15 to april 15
Price for 6 month last year is 484.50$
Tel.: 956-556-6308 or 418-328-4616
The 72-year-old insured in this example lives in Harlingen and owns a Buick Lucerne. His car insurance currently costs him $484 annually; however he hopes to reduce that amount by about $0 dollars and get it down to around $484 per year.
The client states that he has a high credit score, which could bring the desired savings and reduce the cost of auto insurance to $40 per month.
The required savings on the annual insurance should thus reach approximately 0%. Let's see if it's real.
An actual case study:
To be specific, the average car insurance rates in Harlingen (78550) are around $1,266 annually. The difference between the average rates in this area and what the mentioned client is paying is $782.- I am married (lower insurance rates)
- I have a high credit score (reduces insurance rates)
| Customer Rates | Your Rates | |
|---|---|---|
| Current auto insurance rates | $484 | Your Rates? |
| Expected auto insurance rates: | $484 | Your Rates? |
| Annual savings: | $0 | Your Savings? |
In Texas, it is essential to be aware of the ideal amount for car insurance. The Minimum Bodily Injury Liability per person should be set at a minimum of $30,000, limits for Accident Property Damage liability are set at $60,000; however, if there are multiple people injured in an accident, the Minimum Bodily Injury Liability must reach up to $25,000 per incident. Complying with the legal insurance limits is necessary to keep your car insurance in Harlingen valid.
Without adhering to these set restrictions, you may find yourself without a policy that would protect you against collisions or other accidents.
| Coverage Type | Minimum Coverage |
|---|---|
| Bodily injury liability per person in Harlingen (78550) | $30,000 |
| Bodily injury liability per accident in Harlingen (78550) | $60,000 |
| Property damage liability per accident in Harlingen (78550) | $25,000 |
Below you can watch a video dedicated to either car insurance for the Buick Lucerne in Texas, Harlingen (78550) or a review of this vehicle.
In Texas, Harlingen (78550), the mean annual cost for car insurance is about $1,266. Though those with a clean driving record and age over 25 may find rates as low as $760 annually, younger drivers (under 20) face much higher costs that can exceed up to an unbelievable $2,026 per year! If you were to compare the costs of auto insurance in this area by company, Allstate would be around $760 yearly; Farmers at roughly $886; and GEICO with an estimated fee of $950.
Are you in search of car insurance near Harlingen (78550)? If so, it's time to compare rates from Farmers ($886), Allstate ($760), GEICO ($950) or State Farm ($1,203). These companies provide annual auto coverage at the most affordable prices compared to local providers such as ERIE Insurance Co., Auto-Owners Insurance Co. and American Family Mutual Ins. who aren't available around Harlingen (78550) area.
A typical insurance policy for the Buick, Lucerne costs an average of $1,063 nationwide. Those living in Texas, Harlingen (78550) should expect to pay approximately $1,266 per year. Our research has shown that people residing in this area who drive the Buick Lucerne can anticipate spending around $1,124 on auto insurance premiums which means a monthly cost of around $94.
By selecting the right insurance provider, picking your Buick Lucerne's exact trim level and setting appropriate deductibles, you could reduce this amount by as much as 10-40% percent yearly, which can bring us to rates as low as $674 for a full coverage policy.
Car Insurance Premiums by Company - Annual Rates
Which insurer offers the most advantageous annual car insurance in the area with the postal code 78550?
Are you looking for a great and cost-effective Buick, Lucerne car insurance in 78550, Texas, Harlingen (78550)? Below is a comprehensive list of highly rated auto insurers who offer the most affordable rates. On average, it can total up to around $1,266 per annum or only about $106 monthly in 2024.
On average, auto insurance for a Buick, Lucerne in Harlingen (78550) will cost you Approx. $1,124 annually.
Due to the fact that there is no offer from ERIE in this location, you can try other regional insurers, or take a look at offers from Allstate ($760 on average for an annual policy), GEICO ($950 yearly) and others (see table below). If you're a responsible driver over 25 years old, look for the "lowest rates" column instead of the "average rates", and reap the benefits of lower prices.
The table below shows both the lowest possible prices in the area and the average annual Buick, Lucerne insurance premium in Harlingen .
| Insurance Company | Lowest Rates | Buick, Lucerne in Harlingen (78550) |
|---|---|---|
| ERIE | $418 | Not available in Harlingen (78550) |
| Auto-Owners | $388 | Not available in Harlingen (78550) |
| Allstate | $456 | $674 Get Quotes Agents Call |
| American Family | $456 | Not available in Harlingen (78550) |
| Farmers | $532 | $787 Get Quotes Agents Call |
| GEICO | $570 | $843 Get Quotes Agents Call |
| Liberty Mutual | $608 | $899 Get Quotes Agents Call |
| Nationwide | $646 | $955 Get Quotes Agents Call |
| Progressive | $683 | $1,012 Get Quotes Agents Call |
| State Farm | $722 | $1,068 Get Quotes Agents Call |
| Travelers | $797 | $1,180 Get Quotes Agents Call |
| USAA | $836 | $1,236 Get Quotes Agents Call |
How deductibles affect your Buick, Lucerne rates in Harlingen (78550)?
The amount of your deductible can significantly affect the cost of your insurance premium.
If you own a Buick, Lucerne increasing your car insurance deductible to $1000 could mean saving up to 22% on collision and comprehensive coverage! This would result in an annual premium of approximately $877 if you are a Harlingen (78550) resident. Nonetheless, even if $100 is more suitable for your budget right now - choosing this deductible can still offer some savings off the policy's total cost each year (about 2%), leaving only around $1,101 in yearly payments or roughly $92 monthly.
On average, selecting the typical $500 deductible will result in a cost of $764 for collision and $191 for comprehensive coverage.
It all boils down to finding a balance between what is best for your budget and how much risk you're willing to assume. Choosing $2,000 as your deductible on this Buick, Lucerne model would give you an estimated annual collision coverage of around $468 while the comprehensive premium will hover just under 117 dollars.
| Your Deductible | Collision Premium | Comprehensive Premium |
|---|---|---|
| Zero-deductible Increases rates significantly |
$989 | $247 Get Quotes |
| $100 2% deductibles discount |
$881 | $220 Get Quotes |
| $200 5% deductibles discount |
$854 | $214 Get Quotes |
| $300 9% deductibles discount |
$818 | $205 Get Quotes |
| $500 15% deductibles discount |
$764 | $191 Get Quotes |
| $1000 22% deductibles discount |
$701 | $175 Get Quotes |
| $2000 48% deductibles discount |
$468 | $117 Get Quotes |
Compare car insurance quotes for all Buick Lucerne trim levels
Discover the average Buick Lucerne car insurance prices for your specific location by selecting a model and its trim level below, then click "Your Rates" to view annual insurance costs. With our 2011 Buick Lucerne coverage calculator, you can get an accurate estimate of what it will cost to insure one of these vehicles!
| Year | Model & Trim | Average Annual Rates |
|---|---|---|
| 2011 | Buick Lucerne, CX
CX 4dr Sedan (3.9L 6cyl 4A) |
$1,063 Details Get Quotes |
| 2011 | Buick Lucerne, CXL
CXL 4dr Sedan (3.9L 6cyl 4A) |
$1,300 Details Get Quotes |
| 2011 | Buick Lucerne, CXL Premium
CXL Premium 4dr Sedan (3.9L 6cyl 4A) |
$1,288 Details Get Quotes |
| 2011 | Buick Lucerne, Super
Super 4dr Sedan (4.6L 8cyl 4A) |
$1,323 Details Get Quotes |
| 2010 | Buick Lucerne, CX
CX 4dr Sedan (3.9L 6cyl 4A) |
$1,027 Details Get Quotes |
| 2010 | Buick Lucerne, CX-2
CX-2 4dr Sedan (3.9L 6cyl 4A) |
$1,255 Details Get Quotes |
| 2010 | Buick Lucerne, CXL
CXL 4dr Sedan (3.9L 6cyl 4A) |
$1,255 Details Get Quotes |
| 2010 | Buick Lucerne, CXL Special Edition
CXL Special Edition 4dr Sedan (3.9L 6cyl 4A) |
$1,255 Details Get Quotes |
| 2010 | Buick Lucerne, CXL-3
CXL-3 4dr Sedan (3.9L 6cyl 4A) |
$1,255 Details Get Quotes |
| 2010 | Buick Lucerne, CXL Premium
CXL Premium 4dr Sedan (3.9L 6cyl 4A) |
$1,243 Details Get Quotes |
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!
