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Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

Auto Insurance for 4 vehicles. 1) 2012 Toyota 4Runner-w/Lien 2) 2014 Toyota Camry-Liability 3) 2005 Toyota Tundra-Liability 4) 1998 Toyota T100-Liability

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Currently paying $221 per vehicle and $900 for Full Coverage of the 4Runner. All my vehicles have Anti-theft Security Alarms and Backup Cameras and sensors. 

The 50-year-old insured in this example lives in Barrigada and owns a Toyota 4Runner. His car insurance currently costs him $1,517 annually; however he hopes to reduce that amount by about $517 dollars and get it down to around $1,000 per year. The client states that he has a high credit score, which could bring the desired savings and reduce the cost of auto insurance to $83 per month. The required savings on the annual insurance should thus reach approximately 34%. Let's see if it's real.

An actual case study:

To be specific, the average car insurance rates in Barrigada (96913) are around $771 annually. The difference between the average rates in this area and what the mentioned client is paying is $-746.
  • I am married (lower insurance rates)
  • I have a high credit score (reduces insurance rates)
Customer RatesYour Rates
Current auto insurance rates $1,517 Your Rates?
Expected auto insurance rates:$1,000 Your Rates?
Annual savings:$517 Your Savings?
In Guam, it is essential to be aware of the ideal amount for car insurance. The Minimum Bodily Injury Liability per person should be set at a minimum of $25,000, limits for Accident Property Damage liability are set at $50,000; however, if there are multiple people injured in an accident, the Minimum Bodily Injury Liability must reach up to $20,000 per incident. Complying with the legal insurance limits is necessary to keep your car insurance in Barrigada valid.
Without adhering to these set restrictions, you may find yourself without a policy that would protect you against collisions or other accidents.
Minimum coverage limits are the legal requirements set by each state for how much insurance coverage you must purchase. These minimums may include Bodily Injury Liability, Property Damage Liability, Personal Injury Protection (PIP), and Uninsured/Underinsured Motorist Coverage.
Coverage TypeMinimum Coverage
Bodily injury liability

per person in Barrigada (96913)

$25,000
Bodily injury liability

per accident in Barrigada (96913)

$50,000
Property damage liability

per accident in Barrigada (96913)

$20,000
Below you can watch a video dedicated to either car insurance for the Toyota 4Runner in Guam, Barrigada (96913) or a review of this vehicle.

Car Insurance Premiums by Company - Annual Rates

Which insurer offers the most advantageous annual car insurance in the area with the postal code 96913?

Are you looking for a great and cost-effective Toyota, 4Runner car insurance in 96913, Guam, Barrigada (96913)? Below is a comprehensive list of highly rated auto insurers who offer the most affordable rates. On average, it can total up to around $771 per annum or only about $64 monthly in 2024. On average, auto insurance for a Toyota, 4Runner in Barrigada (96913) will cost you Approx. $1,871 annually. Due to the fact that there is no offer from ERIE in this location, you can try other regional insurers, or take a look at offers from Allstate ($463 on average for an annual policy), GEICO ($578 yearly) and others (see table below). If you're a responsible driver over 25 years old, look for the "lowest rates" column instead of the "average rates", and reap the benefits of lower prices. The table below shows both the lowest possible prices in the area and the average annual Toyota, 4Runner insurance premium in Barrigada .
These prices are determined by the typical auto insurance rates for a Toyota, 4Runner in Barrigada (96913). However, other factors such as age, credit score rating, driving record or marital status have an influence on these costs too. Please note that we do not collaborate with any company and receive no commissions from them whatsoever.
Insurance CompanyLowest RatesToyota, 4Runner in Barrigada (96913)
ERIE $254Not available in Barrigada (96913)
Auto-Owners $236Not available in Barrigada (96913)
Allstate $278$1,122 Get Quotes Agents Call
American Family $278Not available in Barrigada (96913)
Farmers $324$1,309 Get Quotes Agents Call
GEICO $347$1,403 Get Quotes Agents Call
Liberty Mutual $370$1,497 Get Quotes Agents Call
Nationwide $393$1,590 Get Quotes Agents Call
Progressive $416$1,684 Get Quotes Agents Call
State Farm $439$1,777 Get Quotes Agents Call
Travelers $486$1,964 Get Quotes Agents Call
USAA $509$2,058 Get Quotes Agents Call

How deductibles affect your Toyota, 4Runner rates in Barrigada (96913)?

The amount of your deductible can significantly affect the cost of your insurance premium.

If you own a Toyota, 4Runner increasing your car insurance deductible to $1000 could mean saving up to 22% on collision and comprehensive coverage! This would result in an annual premium of approximately $1,459 if you are a Barrigada (96913) resident. Nonetheless, even if $100 is more suitable for your budget right now - choosing this deductible can still offer some savings off the policy's total cost each year (about 2%), leaving only around $1,833 in yearly payments or roughly $153 monthly. On average, selecting the typical $500 deductible will result in a cost of $1,272 for collision and $318 for comprehensive coverage. It all boils down to finding a balance between what is best for your budget and how much risk you're willing to assume. Choosing $2,000 as your deductible on this Toyota, 4Runner model would give you an estimated annual collision coverage of around $778 while the comprehensive premium will hover just under 195 dollars.
This table provides an analysis of the cost between Toyota, 4Runner collision and comprehensive premiums in Barrigada (96913) based on the amount of your deductible. It's more budget-friendly to set a higher deductible for collision coverage, since it comprises almost three times as much of the premium cost when compared to comprehensive insurance. Conversely, you'll want to select a low deductible for your extensive coverage in order to save even more money.
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

$1,646$412 Get Quotes
$100

2% deductibles discount

$1,467$367 Get Quotes
$200

5% deductibles discount

$1,422$355 Get Quotes
$300

9% deductibles discount

$1,362$340 Get Quotes
$500

15% deductibles discount

$1,272$318 Get Quotes
$1000

22% deductibles discount

$1,167$292 Get Quotes
$2000

48% deductibles discount

$778$195 Get Quotes

Compare car insurance quotes for all Toyota 4Runner trim levels

Discover the average Toyota 4Runner car insurance prices for your specific location by selecting a model and its trim level below, then click "Your Rates" to view annual insurance costs. With our 2022 Toyota 4Runner coverage calculator, you can get an accurate estimate of what it will cost to insure one of these vehicles!
Choose the exact trim variant of your car for detailed car insurance quotes.
Year Model & Trim Average Annual Rates
2022 Toyota 4Runner, SR5

SR5 4dr SUV (4.0L 6cyl 5A)

$2,280 Details Get Quotes
2022 Toyota 4Runner, TRD OFF-ROAD Premium

TRD OFF-ROAD Premium 4dr SUV 4WD (4.0L 6cyl 5A)

$2,342 Details Get Quotes
2022 Toyota 4Runner, Limited

Limited 4dr SUV 4WD (4.0L 6cyl 5A)

$2,426 Details Get Quotes
2022 Toyota 4Runner, Trail Special Edition

Trail Special Edition 4dr SUV 4WD (4.0L 6cyl 5A)

$2,342 Details Get Quotes
2022 Toyota 4Runner, TRD PRO

TRD PRO 4dr SUV 4WD (4.0L 6cyl 5A)

$2,510 Details Get Quotes
2022 Toyota 4Runner, SR5

SR5 4dr SUV 4WD (4.0L 6cyl 5A)

$2,280 Details Get Quotes
2022 Toyota 4Runner, SR5 Premium

SR5 Premium 4dr SUV 4WD (4.0L 6cyl 5A)

$2,342 Details Get Quotes
2022 Toyota 4Runner, TRD OFF-ROAD

TRD OFF-ROAD 4dr SUV 4WD (4.0L 6cyl 5A)

$2,342 Details Get Quotes
2022 Toyota 4Runner, SR5 Premium

SR5 Premium 4dr SUV (4.0L 6cyl 5A)

$2,342 Details Get Quotes
2022 Toyota 4Runner, Trail Special Edition

Trail Special Edition 4dr SUV (4.0L 6cyl 5A)

$2,280 Details Get Quotes
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

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