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What will my 2002 toyota tacoma 4 door insurance rate be if have never had car insurance before and I am 25 and live in rural Georgia, but move often for the military?

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Had a fender bender in 2019 while driving a 1998 Toyota Camry. Have never personally had car insurance in my name before, only parent's name. Do not have credit or a credit card. Buying the truck in all cash. 2002 Toyota Tacoma 138,000 miles. Live and drive in rural Georgia right now, but move every two years while in the Navy. Will not be driving the vehicle for about 6 months out of the year while I am out to sea. Unmarried, no children.

The 25-year-old insured in this example lives in Social Circle and owns a Toyota Tacoma. His car insurance currently costs him $1,000 annually; however he hopes to reduce that amount by about $300 dollars and get it down to around $700 per year. The required savings on the annual insurance should thus reach approximately 30%. Let's see if it's real.

An actual case study:

To be specific, the average car insurance rates in Social Circle (30025) are around $807 annually. The difference between the average rates in this area and what the mentioned client is paying is $-193.
  • I only drive occasionally
Customer RatesYour Rates
Current auto insurance rates $1,000 Your Rates?
Expected auto insurance rates:$700 Your Rates?
Annual savings:$300 Your Savings?
In Georgia, it is essential to be aware of the ideal amount for car insurance. The Minimum Bodily Injury Liability per person should be set at a minimum of $25,000, limits for Accident Property Damage liability are set at $50,000; however, if there are multiple people injured in an accident, the Minimum Bodily Injury Liability must reach up to $25,000 per incident. Complying with the legal insurance limits is necessary to keep your car insurance in Social Circle valid.
Without adhering to these set restrictions, you may find yourself without a policy that would protect you against collisions or other accidents.
Minimum coverage limits are the legal requirements set by each state for how much insurance coverage you must purchase. These minimums may include Bodily Injury Liability, Property Damage Liability, Personal Injury Protection (PIP), and Uninsured/Underinsured Motorist Coverage.
Coverage TypeMinimum Coverage
Bodily injury liability

per person in Social Circle (30025)

$25,000
Bodily injury liability

per accident in Social Circle (30025)

$50,000
Property damage liability

per accident in Social Circle (30025)

$25,000
Below you can watch a video dedicated to either car insurance for the Toyota Tacoma in Georgia, Social Circle (30025) or a review of this vehicle.

Car Insurance Premiums by Company - Annual Rates

Which insurer offers the most advantageous annual car insurance in the area with the postal code 30025?

Are you looking for a great and cost-effective Toyota, Tacoma car insurance in 30025, Georgia, Social Circle (30025)? Below is a comprehensive list of highly rated auto insurers who offer the most affordable rates. On average, it can total up to around $807 per annum or only about $67 monthly in 2024. On average, auto insurance for a Toyota, Tacoma in Social Circle (30025) will cost you Approx. $1,277 annually. Due to the fact that there is no offer from ERIE in this location, you can try other regional insurers, or take a look at offers from Allstate ($484 on average for an annual policy), GEICO ($605 yearly) and others (see table below). If you're a responsible driver over 25 years old, look for the "lowest rates" column instead of the "average rates", and reap the benefits of lower prices. Autoowners is another local auto insurance provider with average annual policy rates around $412. Auto-Owners also offers one of the cheapest liability-only car insurance in 30025, at $21 per month. The table below shows both the lowest possible prices in the area and the average annual Toyota, Tacoma insurance premium in Social Circle .
These prices are determined by the typical auto insurance rates for a Toyota, Tacoma in Social Circle (30025). However, other factors such as age, credit score rating, driving record or marital status have an influence on these costs too. Please note that we do not collaborate with any company and receive no commissions from them whatsoever.
Insurance CompanyLowest RatesToyota, Tacoma in Social Circle (30025)
ERIE $266Not available in Social Circle (30025)
Auto-Owners $247$651 Get Quotes Agents Call
Allstate $290$766 Get Quotes Agents Call
American Family $290$818 Get Quotes Agents Call
Farmers $339$894 Get Quotes Agents Call
GEICO $363$958 Get Quotes Agents Call
Liberty Mutual $388$1,022 Get Quotes Agents Call
Nationwide $412$1,086 Get Quotes Agents Call
Progressive $436$1,150 Get Quotes Agents Call
State Farm $460$1,214 Get Quotes Agents Call
Travelers $508$1,341 Get Quotes Agents Call
USAA $533$1,405 Get Quotes Agents Call

How deductibles affect your Toyota, Tacoma rates in Social Circle (30025)?

The amount of your deductible can significantly affect the cost of your insurance premium.

If you own a Toyota, Tacoma increasing your car insurance deductible to $1000 could mean saving up to 22% on collision and comprehensive coverage! This would result in an annual premium of approximately $996 if you are a Social Circle (30025) resident. Nonetheless, even if $100 is more suitable for your budget right now - choosing this deductible can still offer some savings off the policy's total cost each year (about 2%), leaving only around $1,252 in yearly payments or roughly $104 monthly. On average, selecting the typical $500 deductible will result in a cost of $869 for collision and $217 for comprehensive coverage. It all boils down to finding a balance between what is best for your budget and how much risk you're willing to assume. Choosing $2,000 as your deductible on this Toyota, Tacoma model would give you an estimated annual collision coverage of around $531 while the comprehensive premium will hover just under 133 dollars.
This table provides an analysis of the cost between Toyota, Tacoma collision and comprehensive premiums in Social Circle (30025) based on the amount of your deductible. It's more budget-friendly to set a higher deductible for collision coverage, since it comprises almost three times as much of the premium cost when compared to comprehensive insurance. Conversely, you'll want to select a low deductible for your extensive coverage in order to save even more money.
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

$1,124$281 Get Quotes
$100

2% deductibles discount

$1,001$250 Get Quotes
$200

5% deductibles discount

$971$243 Get Quotes
$300

9% deductibles discount

$930$232 Get Quotes
$500

15% deductibles discount

$869$217 Get Quotes
$1000

22% deductibles discount

$797$199 Get Quotes
$2000

48% deductibles discount

$531$133 Get Quotes

Compare car insurance quotes for all Toyota Tacoma trim levels

Discover the average Toyota Tacoma car insurance prices for your specific location by selecting a model and its trim level below, then click "Your Rates" to view annual insurance costs. With our 2022 Toyota Tacoma coverage calculator, you can get an accurate estimate of what it will cost to insure one of these vehicles!
Choose the exact trim variant of your car for detailed car insurance quotes.
Year Model & Trim Average Annual Rates
2022 Toyota Tacoma, SR

SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

$1,344 Details Get Quotes
2022 Toyota Tacoma, Limited

Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

$2,280 Details Get Quotes
2022 Toyota Tacoma, Limited

Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

$2,342 Details Get Quotes
2022 Toyota Tacoma, TRD Sport

TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

$2,280 Details Get Quotes
2022 Toyota Tacoma, TRD Sport

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

$2,280 Details Get Quotes
2022 Toyota Tacoma, SR

SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

$1,882 Details Get Quotes
2022 Toyota Tacoma, SR

SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

$1,479 Details Get Quotes
2022 Toyota Tacoma, TRD Sport

TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

$2,280 Details Get Quotes
2022 Toyota Tacoma, TRD Sport

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

$2,280 Details Get Quotes
2022 Toyota Tacoma, Limited

Limited 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

$2,342 Details Get Quotes
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

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