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Home Insurance in Guam

What's the average cost of homeowners insurance in Guam and which company has the lowest home insurance rates?

How much does homeowners insurance cost in Guam?

The cost of your home insurance is determined by the policy you select and the insurer you decide to go with

The cost of homeowners insurance in Guam can vary greatly depending on the size and location of your home, as well as coverage amounts. Generally speaking, the average cost of a policy in Guam is $290 annually and can range anywhere from $145 to $406 per year. Factors such as age and condition of the house, distance to a fire station or hydrant, and claims history will also affect the cost of your policy. It is important to compare quotes from multiple insurers in order to get the best deal on homeowners insurance in Guam. Additionally, there are discounts available for those who install safety features such as smoke detectors and sprinklers, as well as discounts for those who insure multiple properties or bundle their homeowners insurance with car insurance and other policies.
Policy PlanAverage RatesLowest Rates
HO-3 Policy$232$145 Your City Get Quotes
HO-5 (Comprehensive Form)$377 $261 Your City Get Quotes

Guam Homeowners Insurance Rates by ZIP Code in 2023

What are the differences in home insurance rates in the state of Guam?

Home insurance in Guam on average costs approximately $290 annually, however this can fluctuate depending on various factors. If your home is situated securely and well maintained, with the right policies or deductibles, you may experience premiums as low as under $145 per year. But other conditions such as hazardous risks to property or prior claims will result in higher prices - up to an annual rate of more than $377 in Guam. Check what rates apply for your exact address so that you know exactly what to expect from your premium fees!
Compare home insurance prices according to your city and zip code.
City County Home Insurance Cost
Agana Heights (96919) Guam $297 Your Rates?
Agat (96928) Guam $297 Your Rates?
Barrigada (96913) Guam $297 Your Rates?
Barrigada (96921) Guam $297 Your Rates?
Dededo (96912) Guam $297 Your Rates?
Hagatna (96910) Guam $297 Your Rates?
Hagatna (96932) Guam $297 Your Rates?
Inarajan (96917) Guam $297 Your Rates?
Mangilao (96923) Guam $297 Your Rates?
Merizo (96916) Guam $297 Your Rates?
Santa Rita (96915) Guam $297 Your Rates?
Tamuning (96931) Guam $297 Your Rates?
Yigo (96929) Guam $297 Your Rates?
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