Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

MINI Cooper Coupe Car Insurance Rates

Compare auto insurance rates for all Cooper Coupe models of MINI, shop around and buy the cheapest insurance policy in 2024.

Which MINI Cooper Coupe models have the lowest rates?

Let's see which version of the MINI Cooper Coupe has the best car insurance rates?

Less than $304 for full coverage? these rates are current as of 05/15/2024
Insurance rates vary by location, history of driving, and other variables; however, the MINI Cooper Coupe models outlined below generally feature some of the lowest insurance costs. These vehicles are typically older (these are circa 2012) with less modern safety features and cheaper repair options due to their lower MSRP values (usually not exceeding 21,300). Find your model in our database and we'll tell you how much you can save on your policy.
The table below contains a list of vehicles, their trim levels, including the year of manufacture and annual average car insurance rates. For more information and the cheapest offers, visit the detail of a specific vehicle. After clicking, you will find out who offers the cheapest auto insurance quotes for a given type of vehicle in your area.
Year Model & Trim Average Annual Rates
2012 MINI Cooper Coupe, (base)

Insurance cost with $500 deductibles in 2023

 $759 Find the lowest
2013 MINI Cooper Coupe, (base)

Insurance cost with $500 deductibles in 2023

 $768 Find the lowest
2014 MINI Cooper Coupe, (base)

Insurance cost with $500 deductibles in 2023

 $785 Find the lowest
2015 MINI Cooper Coupe, (base)

Insurance cost with $500 deductibles in 2023

 $802 Find the lowest
2012 MINI Cooper Coupe, John Cooper Works

Insurance cost with $500 deductibles in 2023

 $1,251 Find the lowest
Simply input your ZIP code, and allow us to guide you towards the most beneficial car insurance in your vicinity. We are like detectives of insurance policies, committed to sniffing out the most affordable coverage for you. We diligently compare all available insurers, recommend the optimal deductibles, and tirelessly search for every possible discount. We're here to ensure you get the best deal on your auto insurance!

Compare quotes for all MINI Cooper Coupe trim levels

How much does it cost to insure different variants of MINI Cooper Coupe?

Get Quotes Now (Save up to 60%) these rates are current as of 05/15/2024
The table below shows and compares all MINI Cooper Coupe models and their trim versions. Enter the trim name or type of equipment your car has to find the most advantageous auto insurance policy for your vehicle. Remember, that premium trim levels will cost more to repair or replace ($962 annually) in the event of an accident. So, it's important to consider your exact type and model when shopping for auto insurance. For drivers over 25 who have a clean driving record, solid credit rating, hefty deductibles and live in an area with low traffic congestion, insurance for full coverage on a MINI Cooper Coupe could cost less than $361 per year.
Average annual cost of car insurance for individual versions and trim levels of this vehicle.
Year Model & Trim Average Annual Rates
2015 MINI Cooper Coupe, (base)

2dr Hatchback (1.6L 4cyl 6M)

 $802 Your Rates? Get Quotes
2015 MINI Cooper Coupe, S

S 2dr Hatchback (1.6L 4cyl Turbo 6M)

 $849 Your Rates? Get Quotes
2015 MINI Cooper Coupe, John Cooper Works

John Cooper Works 2dr Hatchback (1.6L 4cyl Turbo 6M)

 $1,321 Your Rates? Get Quotes
2014 MINI Cooper Coupe, (base)

2dr Hatchback (1.6L 4cyl 6M)

 $785 Your Rates? Get Quotes
2014 MINI Cooper Coupe, S

S 2dr Hatchback (1.6L 4cyl Turbo 6M)

 $785 Your Rates? Get Quotes
2014 MINI Cooper Coupe, John Cooper Works

John Cooper Works 2dr Hatchback (1.6L 4cyl Turbo 6M)

 $1,293 Your Rates? Get Quotes
2013 MINI Cooper Coupe, (base)

2dr Hatchback (1.6L 4cyl 6M)

 $768 Your Rates? Get Quotes
2013 MINI Cooper Coupe, S

S 2dr Hatchback (1.6L 4cyl Turbo 6M)

 $768 Your Rates? Get Quotes
2013 MINI Cooper Coupe, John Cooper Works

John Cooper Works 2dr Hatchback (1.6L 4cyl Turbo 6M)

 $1,265 Your Rates? Get Quotes
2012 MINI Cooper Coupe, (base)

2dr Hatchback (1.6L 4cyl 6M)

 $759 Your Rates? Get Quotes
2012 MINI Cooper Coupe, S

S 2dr Hatchback (1.6L 4cyl Turbo 6M)

 $759 Your Rates? Get Quotes
2012 MINI Cooper Coupe, John Cooper Works

John Cooper Works 2dr Hatchback (1.6L 4cyl Turbo 6M)

 $1,251 Your Rates? Get Quotes
Your Rates by: Your Trim  |  Deductibles


How deductibles affect your MINI Cooper Coupe rates?

The amount of your deductible can significantly affect the cost of your insurance premium.

If you own a Cooper Coupe (e.g.: (base)) , take the opportunity to save up to 22% on both collision and comprehensive coverage! By raising your deductible from $500 to $1000, you can expect an annual premium of around $626.. When it comes down to making the best choice for you and your wallet - risk assessment is key. For instance: A higher deductible of $2000 will make sure that collision coverage only costs approximately $334 per year while comprehensive premiums are typically just below 83 dollars annually.
With this table, you can examine the MINI Cooper Coupe ((base)) collision and comprehensive premiums based on your deductible amount. While it is more budget-friendly to opt for a high deductible if selecting collision coverage (as it makes up nearly three times as much of the premium cost than comprehensive insurance), choosing a low deductible while securing extensive coverage will help save even more money!
Your DeductibleCollision PremiumComprehensive Premium
Zero-deductible

Increases rates significantly

 $706$176 Get Quotes
$100

2% deductibles discount

 $629$157 Get Quotes
$200

5% deductibles discount

 $610$152 Get Quotes
$300

9% deductibles discount

 $584$146 Get Quotes
$500

15% deductibles discount

 $545$136 Get Quotes
$1000

22% deductibles discount

 $500$125 Get Quotes
$2000

48% deductibles discount

 $334$83 Get Quotes

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